4504 Anchor Ln, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4504 Anchor Ln, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,839 sqft · built 2004
Lot Size	0.179 acres (7,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,500 (Jul 2022)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-03-06-0-000-003.032`

Property Details

APN / Parcel Number

Primary APN	`65-03-06-0-000-003.032`
Alternative APNs	`201831` `319898` `502947`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,839 sqft Heated Area
1st Floor Area	1,839 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,788 sqft (0.179 acres)
Lot Dimensions	176 ft deep x 44.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	502947
Street Address	4504 ANCHOR LN
City	ORANGE BEACH
State	AL
Zip	36561-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44.1' X 176.6' IRR LOT 33 UNIT ONE CAPTAIN'S COVE SLIDE 1540-B CITY OF ORANGE BEACH SEC 6-T9S-R5E (ST WD/SURVIVORSHIP)
Legal Subdivision	CAPTAINS COVE
Legal Block	U-1
Legal Lot Number	33
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2004
Census Tract	11417

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4504 ANCHOR LN, ORANGE BEACH, AL 36561-3881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	20222013587
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	0000949853
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 25, 2022
Property Address	4504 ANCHOR LN, ORANGE BEACH, AL 36561-3881
Document Number	0002013587
Map Reference	SL 1540-B
Instrument Date	Jul 14, 2022
Instrument	2013587
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 597, FAIRHOPE, AL 36533-0597

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	17601 E VIEW LOOP, FOLEY, AL 36535-5137
Investor	Possibly a Property Investor

Mortgage

Document Number	0002013588
Date	Jul 25, 2022
Instrument	2013588

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	5 Years
Min Rate At Change	1.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (+0.31%)	$42,360 (+5.06%) Land $12,360 Building $30,000	$459,800 (+14.07%) Land $134,200 Building $325,600
2023	$1,290.00 (+27.09%) Homeowner's exemption	$40,320 (+19.86%)	$403,100 (+19.86%) Land $97,200 Building $305,900
2022	$1,015.00 (+48.61%) Homeowner's exemption	$33,640	$336,300 Land $76,200 Building $260,100
2021	$683.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 261 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	628 units insured incl. 367 condo units
Nearby Flood Claims	151 (2004–2020)
Claims Outside the SFHA	5 of 151
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 134 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

Nearby Properties on Anchor Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures