4504 39th Ave, Rock Island, IL 61201 Property Records

Rock Island County property record for 4504 39th Ave, Rock Island, IL 61201

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,790 sqft · built 1969
Lot Size	0.24 acres (10,580 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2026)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-07-303-019`

Property Details

APN / Parcel Number

Primary APN	`17-07-303-019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Basement Area	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	10,580 sqft (0.24 acres)
Garage Type	Detached
Garage Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4504 39TH AVE
City	ROCK ISLAND
State	IL
Zip	61201-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	LOT 20 BOWERS FRENCH FARM 2ND ADD
Legal Subdivision	BOWERS FRENCH FARM 2ND ADD
Legal Block	303
Legal Lot Number	20
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	SOUTH ROCK ISLAND
Census Block Group	1
Census Block	1017
Census Tract	23000

Owner

4504 39th Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Rock Island County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional with PMI IH MS VLY CU
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	20269580
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jul 30, 2026
Property Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111
Document Number	0000009580
Instrument Date	Jul 15, 2026
Instrument	20269580
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111

Mortgage

Document Number	0000009581,
Date	Jul 30, 2026
Instrument	20269581

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016219
Date	Dec 15, 2025
Instrument	2025-16219

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2030

Interest

Rate Type	Fixed Rate
Rate	8.19%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111
Document Number	0000018838
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4504 39TH AVE ROCK ISLAND IL 612017111, ROCK ISLAND, IL 61201-7111

Mortgage

Document Number	0000018838
Date	Dec 18, 2019
Instrument	18838

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jun 6, 2018
Property Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111
Document Number	0000009025
Instrument Date	May 17, 2018
Instrument	2018-09025
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 TAMPA AVE E, 147, VENICE, FL 34285-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4504 39TH AVE, ROCK ISLAND, IL 61201-7111

Mortgage

Document Number	0000009026
Date	Jun 6, 2018
Instrument	2018-09026

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4504 39th Ave was $7,410 with a homeowner's exemption.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	South Rock Island Township
Municipality	Rock Island City
Unified School District	Rock Island-Milan School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,410.00 Homeowner's exemption	$80,058 (+8.5%) Land $19,972 Building $60,086	$240,174 (+8.5%) Land $59,916 Building $180,258
2024		$73,786 Land $18,407 Building $55,379	$221,358 Land $55,221 Building $166,137
2022	$6,569.00	$70,224 Land $17,518 Building $52,706	$210,672 Land $52,554 Building $158,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4504 39th Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2017 · other causes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4504 39th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK ISLAND serves 39,018 people · EPA ID IL1610650
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Geneseo Communications Services.

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