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45038 Silver Rose St, Temecula, CA 92592 Property Records

Riverside County property record for 45038 Silver Rose St, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,786 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Last Sale$462,000 (Oct 2015)
Tax Bill$6,706 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN966-210-026

Property Details

APN / Parcel Number

Primary APN966-210-026
Alternative APN
  • 952710026

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,786 sqft Living Area
Gross Area3,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number952710026
Street Address45038 SILVER ROSE ST
CityTEMECULA
StateCA
Zip92592-5542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPZONE
Legal Description.16 ACRES M/L IN LOT 26 MB 336/019 TR 29554-2
Legal Subdivision336M19-30
Legal Tract29554-2
Legal Lot Number26
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1001
Census Tract43202

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address45038 SILVER ROSE ST, TEMECULA, CA 92592-5542
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 9, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2015 · Amount on Record
Deed SaleOct 13, 2015 · Amount on Record
Prior SaleFeb 18, 2015 · Amount on Record
Deed Document Number2015448344
Last Transfer DateOct 3, 2018
Transfer Doc0000398774
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45038 SILVER ROSE ST, TEMECULA, CA 92592-5542
Transaction TypeMortgage
Record UpdatedDec 9, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address45038 SILVER ROSE ST, TEMECULA, CA 92592-5542

Mortgage

Document Number0000366605
DateNov 24, 2025
Instrument2025-0366605
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateOct 9, 2018
Property Address45038 SILVER ROSE ST, TEMECULA, CA 92592-5542
Document Number0000398774
Instrument DateOct 3, 2018
Instrument398774
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45038 SILVER ROSE ST TEMECULA CA 925925542, TEMECULA, CA 92592-5542

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,706.00 (+1.99%) Homeowner's exemption$391,415 (+4.04%) Land $137,680 Building $253,735
2023$6,575.00 (+1.48%) Homeowner's exemption$376,218 Land $132,335 Building $243,883
2022$6,479.00
2021$651,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Accel Wireless
Fixed Wireless		100 / 25

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