45035 Palm St, Indio, CA 92201 Property Records

Riverside County property record for 45035 Palm St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,862 sqft · built 1986
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2021)
Tax Bill	$5,902 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`611-101-022`

Property Details

APN / Parcel Number

Primary APN	`611-101-022`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	1,862 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Gravel
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45035 PALM ST
City	INDIO
State	CA
Zip	92201-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R0
Legal Description	.13 ACRES M/L IN POR LOTS 23 & 24 MB 019/074 BRANDONS PALM HEIGHTS
Legal Subdivision	BRANDONS PALM HEIGHTS
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2005
Census Tract	45502

Owner

Source: Riverside County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45035 PALM ST, INDIO, CA 92201-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Nov 2, 2017	Loan Modification, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	2021330629
Prior Transfer Date	Feb 11, 2006
Prior Transfer Doc	0000108004
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2024
Property Address	45035 PALM ST, INDIO, CA 92201-4128
Document Number	0000104054
Map Reference	MB 19 PG 74
Instrument Date	Feb 1, 2024
Instrument	2024-0104054
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45035 PALM ST, INDIO, CA 92201-4128

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 28, 2021
Property Address	45035 PALM ST, INDIO, CA 92201-4128
Document Number	0000330629
Map Reference	MB 19 PG 74
Instrument Date	May 6, 2021
Instrument	2021-0330629
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	703 SE PEACOCK LN, PORTLAND, OR 97214-3237

Mortgage

Document Number	0000330630
Date	May 28, 2021
Instrument	2021-0330630

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	45035 PALM ST, INDIO, CA 92201-4128
Document Number	0000512018
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45035 PALM ST INDIO CA 922014128, INDIO, CA 92201-4128

Mortgage

Document Number	0000512018
Date	Dec 6, 2017
Instrument	512018

Lender

Name	STEARNS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,544 (+2%) Land $55,203 Building $339,341
2025	$5,902.00 (+8.17%) Homeowner's exemption	$386,809 (+4.04%) Land $54,121 Building $332,688
2023	$5,456.00 (+11.89%)	$371,790 Land $52,020 Building $319,770
2022	$4,876.00
2021			$289,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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