4503 Wilson Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4503 Wilson Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.75 ba · 1,128 sqft · built 2008
Lot Size	0.528 acres (23,021 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Dec 2020)
Tax Bill	$3,820 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0460-00250`

Property Details

APN / Parcel Number

Primary APN	`387-0460-00250`
Alternative APN	`1102415`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,128 sqft Gross Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Lot Area	23,021 sqft (0.528 acres)
Garage Area	440 sqft
Deck Area	257 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1102415
Street Address	4503 WILSON POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0025 BLOCK:000 SERIAL #
Legal Subdivision	WILSON POINT T OF GREENWOOD
Legal Lot Number	25
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1273
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	900 NE 11TH ST, GRIMES, IA 50111-4821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Warranty Deed, Transfer · Conventional with PMI CITY ST BK
Apr 18, 2019	Grant Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20201034235
Prior Transfer Date	Jul 1, 2011
Prior Transfer Doc	0000903797
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 24, 2020
Property Address	4503 WILSON POINT RD, TOWER, MN 55790
Document Number	00T1034235
Instrument Date	Oct 23, 2020
Instrument	T1034235
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	900 NE 11TH ST GRIMES IA 501114821, GRIMES, IA 50111-4821

Mortgage

Document Number	T1034236
Date	Dec 24, 2020
Instrument	T1034236

Lender

Name	CITY ST BK
Type	Bank
Address	NORWALK, IA 50211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 18, 2019
Property Address	4503 WILSON POINT RD, TOWER, MN 55790
Document Number	0001009597
Instrument Date	Apr 8, 2019
Instrument	1009597
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$825.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	801 HILLCREST ST BUTLER MO 647301925, BUTLER, MO 64730-1925

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,820.00 (+10.15%)
2025	$3,468.00 (+3.09%)	$460,100 (+11.81%) Land $180,000 Building $280,100	$460,100 (+11.81%) Land $180,000 Building $280,100
2024	$3,364.00	$411,500 (+5.59%) Land $161,400 Building $250,100	$411,500 (+5.59%) Land $161,400 Building $250,100
2022		$389,700 Land $149,800 Building $239,900	$389,700 Land $149,800 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Frontier DSL	90 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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