Kern County property record for 4503 Willard St, Bakersfield, CA 93314
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,552 sqft · built 2003 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Aug 2026) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-191-24-2 |
| Primary APN | 104-191-24-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,552 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 104191242 |
|---|---|
| Street Address | 4503 WILLARD ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93314-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL |
| Legal Description | SECTION 17 , TOWNSHIP 29 , RANGE 25 , QUARTER SW |
| Legal Range | 25 |
| Legal Township | 29 |
| Legal Section | 17 |
| Legal Subdivision | SUB. OF SEC 17 T29S R25E |
| Legal Block | 2 |
| Legal Lot Number | 527 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BUTTONWILLOW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 6600 |
4503 Willard St is owned and occupied by two individuals who bought it in August 2026.
Source: Kern County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4503 WILLARD ST, BAKERSFIELD, CA 93314-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 8, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Aug 4, 2009 · Amount on File |
| Deed Document Number | 202689014 |
| Prior Transfer Date | Dec 11, 2024 |
| Prior Transfer Doc | 0000155311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Aug 3, 2026 |
| Property Address | 4503 WILLARD ST, BAKERSFIELD, CA 93314-9103 |
| Document Number | 0000089014 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202689014 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,773.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4503 WILLARD ST, BAKERSFIELD, CA 93314-9103 |
| Document Number | 0000089015, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202689015 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 4503 WILLARD ST, BAKERSFIELD, CA 93314-9103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4503 WILLARD ST, BAKERSFIELD, CA 93314-9103 |
| Document Number | 0000026885 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 223026885 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 795 Months |
| Due | Jun 22, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.28% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
The 2025 property tax bill for 4503 Willard St was $3,008 with a homeowner's exemption.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rio Bravo-Greeley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $210,644 (+2%) Land $46,074 Building $164,570 | |
| 2025 | $3,008.00 | $206,515 Land $45,171 Building $161,344 |
| 2023 | $2,752.00 (+4.24%) Homeowner's exemption | $198,498 Land $43,418 Building $155,080 |
| 2022 | $2,640.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4503 Willard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4503 Willard St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN ACRES MUTUAL WATER COMPANY private · serves 380 people · EPA ID CA1503475 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Frontier DSL | 90 / 5 |
May also be available: GeoLinks, T-Mobile.
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