4503 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4503 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$147,169 (Jan 2024)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2020 Mortgage + 1 more
APN	`06-6.0-24-003-001-020.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-020.000`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	116 ft deep x 65 ft wide

Location & Zoning

Street Address	4503 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:2 BLK:LGL DESC:
Legal Subdivision	DEER VALLEY
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1028
Census Tract	1700

Owner

4503 Valley Ln is owned and occupied by two individuals who bought it in January 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4503 VALLEY LN, SAINT JOSEPH, MO 64503-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAPITAL LLC
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Feb 25, 2014 · Amount on File
Deed Document Number	2024365
Deed Book / Page	3794 / 14
Prior Transfer Date	Jun 30, 2010
Prior Transfer Doc	03218/0147
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 18, 2024
Property Address	4503 VALLEY LN, SAINT JOSEPH, MO 64503-1809
Document Number	0003794/14
Book / Page	3794 / 14
Instrument Date	Jan 17, 2024
Instrument	2024000365
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 VALLEY LN, SAINT JOSEPH, MO 64503-1809

Mortgage

Document Number	2024000366
Date	Jan 18, 2024
Instrument	2024000366

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4503 VALLEY LN, SAINT JOSEPH, MO 64503-1809
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 VALLEY LN, SAINT JOSEPH, MO 64503-1809

Mortgage

Document Number	003756/621
Date	Dec 14, 2020
Book Page	3756/621
Instrument	2020011815

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4503 VALLEY LN, SAINT JOSEPH, MO 64503-1809
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003742/315
Date	Oct 9, 2019
Book Page	3742/315
Instrument	2019008765

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4503 Valley Ln was $1,220, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+0.08%)	$17,380 Land $2,530 Building $14,850	$91,470 Land $13,300 Building $78,170
2024	$1,219.00 (+33.37%)
2023	$914.00 (-0.65%)	$14,120 (-) Land $2,850 Building $11,270	$74,300 Land $15,000 Building $59,300
2022	$920.00	$14,120 Land $2,850 Building $11,270
2021			$74,300 Land $15,000 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4503 Valley Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4503 Valley Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Valley Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures