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4503 SE Murray Cove Cir, Stuart, FL 34997 Property Records

Martin County property record for 4503 SE Murray Cove Cir, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 2005
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Oct 2018)
Tax Bill$2,964 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-38-41-014-000-0025.0-0-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-014-000-0025.0-0-0000
Alternative APNs
  • 25-38-41-014-000-00250-0
  • 514208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,325 sqft Living Area
Gross Area1,745 sqft
1st Floor Area1,325 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number514208
Street Address4503 SE MURRAY COVE CIR
CitySTUART
StateFL
Zip34997-9132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 25 MURRAY COVE (PB 15 PG 91)
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionMURRAY COVE
Legal Block3
Legal Lot Number25
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3022
Census Tract1410

Owner

4503 SE Murray Cove Cir is owned and occupied by an individual who bought it in October 2018.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4503 SE MURRAY COVE CIR, STUART, FL 34997-9132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2018 · Amount on File
Deed SaleOct 29, 2018 · Amount on File
Prior SaleOct 22, 2014 · Amount on File
Deed Document Number20182722877
Deed Book / Page3023 / 2986
Prior Transfer DateJun 24, 2014
Prior Transfer Doc0027260427
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 29, 2018
Property Address4503 SE MURRAY COVE CIR, STUART, FL 34997-9132
Document Number0030232986
Book / Page003023 / 002986
Instrument DateOct 25, 2018
Instrument2722877
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4503 SE MURRAY COVE CIR STUART FL 349979132, STUART, FL 34997-9132

Mortgage

Document Number30240001
DateOct 29, 2018
Book Page003024/000001
Instrument2722878
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4503 SE Murray Cove Cir was $2,964 with a homeowner's exemption, down 0.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,964.00 (-0.24%) Additional exemption filed$200,835$302,800 Land $130,000 Building $172,800
2024$2,971.00 (+2.63%)
2023$2,895.00 (+3.99%) Additional exemption filed$189,491 (+3%)$277,560 (+5.44%) Land $130,000 Building $147,560
2022$2,784.00 Homeowner's exemption$183,972$263,240 Land $130,000 Building $133,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4503 SE Murray Cove Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims7 (1982–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4503 SE Murray Cove Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on SE Murray Cove Cir

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