4503 Lighthouse Ln, Naples, FL 34112 Property Records

Collier County property record for 4503 Lighthouse Ln, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	3,141 sqft · built 1995
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$1,500,000 (Mar 2021)
Tax Bill	$17,543 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`398200 145A14`

Property Details

APN / Parcel Number

Primary APN	`398200 145A14`
Alternative APNs	`49455000807093650145` `49455000807`

Interior

Stories	1 Story
Building Area	3,141 sqft Living Area
Gross Area	3,690 sqft
1st Floor Area	3,141 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	129 ft deep x 123 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	420 sqft
Porch	Enclosed Porch
Deck Area	1,475 sqft

Location & Zoning

Account Number	398200 145A14
Old Parcel Number	49455000807093650145
Street Address	4503 LIGHTHOUSE LN
City	NAPLES
State	FL
Zip	34112-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	HARRINGTON SOUND LOT 14
Legal Range	25
Legal Township	50
Legal Section	14
Legal Subdivision	HARRINGTON SOUND
Legal Tract	398200
Legal Lot Number	14
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2007
Census Tract	10702

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4503 LIGHTHOUSE LN, NAPLES, FL 34112-6431
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 3, 2021	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	May 9, 2009 · Amount on Record
Deed Document Number	6011873
Deed Book / Page	5901 / 3753
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4503 LIGHTHOUSE LN, NAPLES, FL 34112-6431
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 YACHT HARBOR DR, NAPLES, FL 34112-4222

Mortgage

Document Number	0059232235
Date	Apr 7, 2021
Book Page	5923/2235
Instrument	6033871

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 3, 2021
Property Address	4503 LIGHTHOUSE LN, NAPLES, FL 34112-6431
Document Number	0059013753
Book / Page	5901 / 3753
Map Reference	MB17 PG 42&43
Instrument Date	Mar 2, 2021
Instrument	6011873
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4773 YACHT HARBOR DR, 4773, NAPLES, FL 34112-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4503 LIGHTHOUSE LN, NAPLES, FL 34112-6431

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,543.00 (+8.73%) Homeowner's exemption	$1,411,873 (+6.94%)	$2,049,804 (+35.82%) Land $1,305,970 Building $743,834
2023	$16,135.00 (-3.69%) Homeowner's exemption	$1,320,221 (+3%)	$1,509,258 (+16.32%) Land $857,169 Building $652,089
2022	$16,753.00 Homeowner's exemption	$1,281,768	$1,297,531 Land $628,321 Building $669,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	799 units insured incl. 428 condo units
Nearby Flood Claims	224 (1988–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 20 claims Hurricane Ian, Oct 2022 · 88 claims Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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