Riverside County property record for 45020 Rutherford St, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,106 sqft · built 2005 |
| Lot Size | 0.229 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $999,000 (Jun 2023) |
| Tax Bill | $14,011 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 966-250-016 |
| Primary APN | 966-250-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Gross Area | 3,711 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 10,018 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 966250016 |
|---|---|
| Old Parcel Number | 952720016 |
| Street Address | 45020 RUTHERFORD ST |
| City | TEMECULA |
| State | CA |
| Zip | 92592-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .23 ACRES M/L IN LOT 47 MB 336/019 TR 29554-2 |
| Legal Tract | 29554-2 |
| Legal Lot Number | 47 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 43202 |
Source: Riverside County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2023 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 1, 2022 | Intrafamily Transfer, Transfer |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RATE PLUS INC |
| Apr 19, 2019 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | Dec 1, 2022 |
| Deed Document Number | 2023-0179439 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 22, 2023 |
| Property Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Number | 0000179439 |
| Map Reference | MB 336 PG 19-30 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023-0179439 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Number | 0000179440 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023-0179440 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 1, 2022 |
| Property Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Number | 0000488686 |
| Map Reference | MB 336 PG 19-30 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-0488686 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Number | 0000514790 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 45020 RICHEROD ST TEMECULA CA 92592, TEMECULA, CA 92592 |
| Document Number | 0000514790 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 514790 |
| Name | RATE PLUS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 19, 2019 |
| Property Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Number | 0000134055 |
| Map Reference | MB 336 PG 19-30 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019-0134055 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LAWYERS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 45020 RUTHERFORD ST, TEMECULA, CA 92592-5529 |
| Document Number | 0000134057 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-0134057 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Riverside County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,011.00 (+32.03%) Homeowner's exemption | $1,039,357 (+43.61%) Land $311,809 Building $727,548 |
| 2023 | $10,612.00 (+1.63%) | $723,733 (+2%) Land $198,356 Building $525,377 |
| 2022 | $10,442.00 | $709,543 Land $194,467 Building $515,076 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MJM Telecom Fixed Wireless | 100 / 25 |
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