4502 Wagner Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 4502 Wagner Rd, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,250 sqft · built 1952
Lot Size1.52 acres (66,211 sqft)
Owner2 Individual Names on File
Last Sale$63,000 (May 2013)
Tax Bill$2,916 (2025)
Deeds & MortgagesJan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN9013-34-151-010

Property Details

APN / Parcel Number

Primary APN9013-34-151-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,118 sqft
Basement Area1,118 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area66,211 sqft (1.52 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area108 sqft
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4502 WAGNER RD
CityWATERLOO
StateIA
Zip50703-9647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF S 16 ACRES OF SW 1/4 OF NW 1/4 OF SEC 34 T 90 R 13 COM AT W 1/4 COR OF AFORESAID SEC TH N 89 DEG 47 MIN 43 SEC E
Legal Range13W
Legal Township90N
Legal Section34
JurisdictionBLACK HAWK IA
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1038
Census Tract2604

Owner

4502 Wagner Rd is owned and occupied by two individuals who bought it in May 2013.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address4502 WAGNER RD, WATERLOO, IA 50703-9647
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2013 · Amount on File
Deed SaleMay 16, 2013 · Amount on File
Prior SaleMay 16, 2013 · Amount on File
Deed Document Number201323801
Prior Transfer DateNov 19, 2007
Prior Transfer Doc2008011919
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4502 WAGNER RD, WATERLOO, IA 50703-9647
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000013146
DateJan 27, 2020
Instrument202000013146
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueFeb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4502 Wagner Rd was $2,916 with a homeowner's exemption, up 8.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 (+8.08%) Homeowner's exemption$243,610 Land $73,500 Building $170,110$243,610 Land $73,500 Building $170,110
2024$2,698.00
2023$212,870 (+15.1%) Land $63,000 Building $149,870$212,870 Land $63,000 Building $149,870
2022$2,360.00 Homeowner's exemption$184,940 Land $52,500 Building $132,440
2021$184,940 Land $52,500 Building $132,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4502 Wagner Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims21 (1979–2016)
Claims Outside the SFHA1 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4502 Wagner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Nextlink
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wagner Rd

Nearby Streets

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