4502 Smith Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 4502 Smith Rd SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2023)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0050-C-0088`

Property Details

APN / Parcel Number

Primary APN	`0050-C-0088`
Alternative APN	`11967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,186 sqft Heated Area
1st Floor Area	1,186 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	56 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	11967
Street Address	4502 SMITH RD SE
City	TOWNSEND
State	GA
Zip	31331-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H/LT 88 .50AC COASTAL PINES S/D PC1/245E-F
Legal Subdivision	COASTAL PINES
Legal Phase	2
Legal Lot Number	88
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1006
Census Tract	110202

Owner

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4502 SMITH RD SE, TOWNSEND, GA 31331-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 14, 2023	Limited Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS
Jun 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jun 8, 2021
Deed Document Number	2023640
Deed Book / Page	702 / 223
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	4502 SMITH RD SE, TOWNSEND, GA 31331-4426
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NS SMITH RD

Mortgage

Document Number	0000000674/0000000450
Date	Jul 6, 2021
Book Page	0000000674/0000000450
Instrument	001778

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jun 14, 2023
Property Address	4502 SMITH RD SE, TOWNSEND, GA 31331-4426
Document Number	000702/223
Book / Page	702 / 223
Instrument Date	Jun 14, 2023
Instrument	2023-000640
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4502 SMITH RD SE, TOWNSEND, GA 31331-4426

Mortgage

Document Number	0000001349
Date	Jun 14, 2023
Instrument	001349

Lender

Name	ZILLOW HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jun 8, 2021
Property Address	4502 SMITH RD SE, TOWNSEND, GA 31331-4426
Document Number	000674/448
Book / Page	674 / 448
Instrument Date	Jun 8, 2021
Instrument	2021-000646
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2369 BELLE HAMMOCK RD NE, TOWNSEND, GA 31331-6239

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 (+14.66%)	$82,480 (+7.62%) Land $8,000 Building $74,480	$206,200 (+7.62%) Land $20,000 Building $186,200
2023	$2,285.00 (+33.7%) Homeowner's exemption	$76,640 (+19.15%) Land $5,000 Building $71,640	$191,600 (+19.15%) Land $12,500 Building $179,100
2022	$1,709.00 Homeowner's exemption	$64,320 Land $5,000 Building $59,320	$160,800 Land $12,500 Building $148,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable	1,000 / 250

May also be available: T-Mobile.

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