Hillsborough County property record for 4502 Oak River Cir, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,071 sqft · built 1993 |
| Lot Size | 0.361 acres (15,729 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,500 (Jul 2003) |
| Tax Bill | $3,529 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088067-5144 |
| Primary APN | 088067-5144 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,071 sqft Living Area |
| Gross Area | 3,538 sqft |
| 1st Floor Area | 2,071 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,729 sqft (0.361 acres) |
| Lot Dimensions | 115 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 785 sqft |
| Patio Area | 551 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0880675144 |
|---|---|
| Street Address | 4502 OAK RIVER CIR |
| City | VALRICO |
| State | FL |
| Zip | 33596-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | BLOOMINGDALE SECTION BB PHASE 1 LOT 7 BLOCK 9 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | BLOOMINGDALE SECTION BB PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 37N |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13415 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4502 OAK RIVER CIR, VALRICO, FL 33596-7226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2003 · Amount on Record |
| Deed Sale | Jul 28, 2003 · Amount on Record |
| Prior Sale | Sep 1, 1999 · Amount on Record |
| Deed Document Number | 2003305808 |
| Deed Book / Page | 12904 / 1900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4502 OAK RIVER CIR, VALRICO, FL 33596-7226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4502 OAK RIVER CIR, VALRICO, FL 33596-7226 |
| Document Number | 2021417476 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021417476 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4502 OAK RIVER CIR, VALRICO, FL 33596-7226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0246860511 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 24686/0511 |
| Instrument | 2017031263 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4502 OAK RIVER CIR, VALRICO, FL 33596-7226 |
| Document Number | 0000440845 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4502 OAK RIVER CIR VALRICO FL 335967226, VALRICO, FL 33596-7226 |
| Document Number | 0000440845 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 440845 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,582 (+2.7%) | $379,654 (-1.8%) Land $141,140 Building $238,514 | |
| 2025 | $3,529.00 (+11.64%) Homeowner's exemption | $179,729 (+5.99%) | $386,602 (+8.73%) Land $141,140 Building $245,462 |
| 2023 | $3,161.00 (+6.47%) Homeowner's exemption | $169,577 (+3%) | $355,553 (+6.05%) Land $128,309 Building $227,244 |
| 2022 | $2,969.00 Homeowner's exemption | $164,638 | $335,281 Land $102,647 Building $232,634 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1988–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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