4502 Michael Thomas Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4502 Michael Thomas Ct, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,997 sqft · built 1984
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2001)
Tax Bill	$5,191 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2014 Mortgage
APN	`0103005000070`

Property Details

APN / Parcel Number

Primary APN	`0103005000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,997 sqft Living Area
1st Floor Area	1,247 sqft
Upper Floors Area	1,247 sqft
Attic	Attic
Attic Area	557 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	557 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Porch	Slab
Porch Area	227 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4502 MICHAEL THOMAS CT
City	CHESAPEAKE
State	VA
Zip	23321-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	7 SUB OF SEC 3A MIARS FARM
Legal Subdivision	MIARS FARM
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21605

Owner

4502 Michael Thomas Ct is owned and occupied by two individuals who bought it in August 2001.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4502 MICHAEL THOMAS CT, CHESAPEAKE, VA 23321-4305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
May 15, 2014	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2001 · Amount on File
Deed Sale	Aug 13, 2001 · Amount on File
Deed Book / Page	4351 / 376
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4502 MICHAEL THOMAS CT, CHESAPEAKE, VA 23321-4305
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010430/433
Date	Aug 20, 2021
Book Page	10430/433
Instrument	210038181

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	177 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4502 MICHAEL THOMAS CT, CHESAPEAKE, VA 23321-4305
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009377/446
Date	May 15, 2014
Book Page	9377/446

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4502 Michael Thomas Ct was $5,191.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,100 (+1.38%) Land $165,000 Building $356,100	$521,100 (+1.38%) Land $165,000 Building $356,100
2025	$5,191.00	$514,000 Land $150,000 Building $364,000	$514,000 Land $150,000 Building $364,000
2023		$446,800 (+6.74%) Land $140,000 Building $306,800	$446,800 (+6.74%) Land $140,000 Building $306,800
2022		$418,600 Land $130,000 Building $288,600	$418,600 Land $130,000 Building $288,600
2019	$3,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4502 Michael Thomas Ct; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4502 Michael Thomas Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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