4502 la Joya Ln, Laredo, TX 78046 Property Records

Webb County property record for 4502 la Joya Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	967 sqft · built 1995
Lot Size	0.128 acres (5,560 sqft)
Owner	Individual Name on Record
Last Sale	$69,600 (Jul 2021)
Tax Bill	$530 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`962-20004-133`

Property Details

APN / Parcel Number

Primary APN	`962-20004-133`
Alternative APN	`227739`

Interior

Stories	1 Story
Building Area	967 sqft Living Area
1st Floor Area	967 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,560 sqft (0.128 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4502 LA JOYA LN
City	LAREDO
State	TX
Zip	78046-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 133 BLK 4 COLONIA LOS ANGELES III
Legal Subdivision	COLONIA LOS ANGELES II THRU X
Legal Block	4
Legal Lot Number	133
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1003
Census Tract	1822

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4502 LA JOYA LN, LAREDO, TX 78046-7551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Vendor's Lien, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Jun 22, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	20211434963
Deed Book / Page	5062 / 55
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	0004806/15
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 9, 2021
Property Address	4502 LA JOYA LN, LAREDO, TX 78046-7551
Document Number	5062/55
Book / Page	5062 / 55
Map Reference	VOL 13 PG 51
Instrument Date	Jul 7, 2021
Instrument	1434963
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 MAIN AVED, 1309, LAREDO, TX 78040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4502 LA JOYA LN, LAREDO, TX 78046-7551

Mortgage

Document Number	1434964
Date	Jul 9, 2021
Instrument	1434964

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WEBB TX
Recording Date	Jun 22, 2020
Property Address	4502 LA JOYA LN, LAREDO, TX 78046-7551
Document Number	0004806/15
Book / Page	4806 / 15
Instrument Date	Jun 5, 2020
Instrument	1395427
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45402 LA JOYA LANE, 45402, LAREDO, TX 78046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 MARCELLA AVE APT 67, 67, LAREDO, TX 78041-6387

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,838 (+13.43%) Land $55,155 Building $63,683	$118,838 (+13.43%) Land $55,155 Building $63,683
2025	$530.00 (+10.42%)	$104,767 (+16.31%) Land $55,155 Building $49,612	$104,767 (+16.31%) Land $55,155 Building $49,612
2024	$480.00 (-20.4%)
2023		$90,075 Land $41,756 Building $48,319	$90,075 Land $41,756 Building $48,319
2022	$603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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