4502 Guildford Dr, Belton, TX 76513 Property Records

Bell County property record for 4502 Guildford Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,416 sqft · built 2017
Lot Size	0.223 acres (9,708 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2021)
Tax Bill	$8,321 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0430074113`

Property Details

APN / Parcel Number

Primary APN	`0430074113`
Alternative APNs	`465061` `849741`

Interior

Stories	2 Stories
Building Area	3,416 sqft Living Area
1st Floor Area	1,507 sqft
2nd Floor Area	1,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,708 sqft (0.223 acres)
Lot Dimensions	121 ft deep x 80 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	455 sqft

Location & Zoning

Street Address	4502 GUILDFORD DR
City	BELTON
State	TX
Zip	76513-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE CREEKS PHASE I, BLOCK 008, LOT 0026
Legal Subdivision	THREE CREEKS PHASE I
Legal Block	8
Legal Lot Number	26
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1015
Census Tract	21502

Owner

4502 Guildford Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4502 GUILDFORD DR, BELTON, TX 76513-5947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 26, 2018	Vendor's Lien, Subdivision Related Transfer DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	202137717
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000037717
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 15, 2021
Property Address	4502 GUILDFORD DR, BELTON, TX 76513-5947
Document Number	0000037717
Map Reference	NUMBER 43-A-E
Instrument Date	Jun 10, 2021
Instrument	2021037717
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4502 GUILDFORD DR, TX 16513

Mortgage

Document Number	0000037718
Date	Jun 15, 2021
Instrument	2021037718

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4502 GUILDFORD DR, BELTON, TX 76513-5947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064692
Date	Nov 23, 2020
Instrument	2020-00064692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2048

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 26, 2018
Property Address	4502 GUILDFORD DR, BELTON, TX 76513-5947
Document Number	0000040629
Map Reference	DOC2015-43
Instrument Date	Sep 24, 2018
Instrument	2018-00040629
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4502 GUILDFORD DR, BELTON, TX 76513-5947

Mortgage

Document Number	0000040630
Date	Sep 26, 2018
Instrument	2018-00040630

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4502 Guildford Dr was $8,321 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,321.00	$457,569 Land $50,000 Building $407,569	$457,569 Land $50,000 Building $407,569
2023	$9,102.00 (-9.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$479,155 Land $50,000 Building $429,155	$479,155 Land $50,000 Building $429,155
2022	$10,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4502 Guildford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4502 Guildford Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: Altitude ISP, AT&T, SOS Communications.

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