4502 Copeland Loop, Unit 103, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 4502 Copeland Loop, Unit 103, Highlands Ranch, CO 80126

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,067 sqft · built 2006
Owner	2 Individual Names on File
Last Sale	$270,000 (May 2018)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2231-06-2-03-023`

Property Details

APN / Parcel Number

Primary APN	`2231-06-2-03-023`
Alternative APNs	`R0463795` `0463795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0463795
Street Address	4502 COPELAND LOOP, 103
City	HIGHLANDS RANCH
State	CO
Zip	80126-7451
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 103 BLDG 23 SHADOW CANYON CONDOS PHASE 23
Legal Range	67W
Legal Township	06S
Legal Section	06
Legal Quarter	NW
Legal Subdivision	SHADOW CANYON CONDOS
Legal Phase	23
Legal Block	23
Legal Lot Number	103
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1008
Census Tract	14139

Owner

4502 Copeland Loop, Unit 103 is owned and occupied by two individuals who bought it in May 2018.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4502 COPELAND LOOP, 103, HIGHLANDS RANCH, CO 80126-7451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	Dec 17, 2010 · Amount on File
Deed Document Number	201826102
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	4502 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7451
Document Number	0000006489
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4502 COPELAND LOOP #103 HIGHLANDS RANCH CO 801267451, 103, HIGHLANDS RANCH, CO 80126-7451

Mortgage

Document Number	0000006489
Date	Jan 29, 2020
Instrument	6489

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	May 2, 2018
Property Address	4502 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7451
Document Number	0000026102
Instrument Date	Apr 30, 2018
Instrument	26102
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4502 COPELAND LOOP #103 HIGHLANDS RANCH CO 801267451, 103, HIGHLANDS RANCH, CO 80126-7451

Mortgage

Document Number	26103
Date	May 2, 2018
Instrument	26103

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4502 Copeland Loop, Unit 103 was $2,704, up 6.7% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,880 (-) Building $25,880	$380,619 (-) Building $380,619
2025	$2,704.00 (+6.71%)	$25,880 Building $25,880	$380,619 Building $380,619
2024	$2,534.00 (-0.94%)
2023	$2,558.00	$28,030 Building $28,030	$418,300 Building $418,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4502 Copeland Loop, Unit 103 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4502 Copeland Loop, Unit 103 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN DOUGLAS COUNTY WSD serves 6,160 people · EPA ID CO0118016
Water Source	Purchased surface water from HIGHLANDS RANCH WSD
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Copeland Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures