4502 Bluff Rd, Columbia, SC 29209 Property Records

Richland County property record for 4502 Bluff Rd, Columbia, SC 29209 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1973
Lot Size	0.266 acres (11,628 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Mar 2024 Sale & Construction Loan Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13513-05-60`

Property Details

APN / Parcel Number

Primary APN	`13513-05-60`
Alternative APNs	`R13513-05-60` `00433098`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,118 sqft Heated Area
Gross Area	1,238 sqft
1st Floor Area	1,118 sqft
Utility Area	40 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,628 sqft (0.266 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00433098
Street Address	4502 BLUFF RD
City	COLUMBIA
State	SC
Zip	29209-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK L 58.6X166.8X90X150.3 #SU #PR
Legal Subdivision	BLUFF ESTATES/STARLITE
Legal Block	L
Legal Lot Number	1
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2075
Census Tract	11702

Owner

Source: Richland County records · APN 13513-05-60

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4502 BLUFF RD, COLUMBIA, SC 29209-5047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Construction Loan · Construction Mortgage GROUNDFLOOR CREDIT 1 LLC A GEORGI
Nov 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2024
Deed Sale	Oct 10, 2024
Prior Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	202445450
Deed Book / Page	2963 / 1542
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0025552966
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 11, 2024
Property Address	4502 BLUFF RD, COLUMBIA, SC 29209
Document Number	0029060907
Book / Page	2906 / 907
Instrument Date	Feb 01, 2024
Instrument	2024010314
Transaction Type	Construction Loan
Record Updated	Apr 15, 2024

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 NEW CENTER PT # 1007, 1007, COLORADO SPRINGS, CO 80922-2806

Mortgage

Document Number	2024010315
Date	Mar 11, 2024
Instrument	2024010315

Lender

Name	GROUNDFLOOR CREDIT 1 LLC A GEORGI

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 01, 2025

Mortgage

Document Number	0029060911
Date	Mar 11, 2024
Book Page	2906/911
Instrument	2024010315

Lender

Name	GROUNDFLOOR CREDIT 1 LLC A GEORGI
Address	600 PEACHTREE ST NE # 810, ATLANTA, GA 30308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 01, 2025

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 30, 2020
Property Address	4502 BLUFF RD, COLUMBIA, SC 29209
Document Number	2555/2966
Book / Page	002555 / 002966
Instrument Date	Nov 20, 2020
Instrument	65202
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 GILDEN HAWKE WAY COLUMBIA SC 292298241, COLUMBIA, SC 29229-8241

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00 (+257.55%)	$1,400 (-96.52%)	$164,500 (+55.78%) Land $7,600 Building $156,900
2024		$40,200 (+2,771.43%)	$105,600 (+201.71%) Land $7,600 Building $98,000
2023	$1,305.00 (+3.08%)	$1,400 (-33.33%)	$35,000 (-)
2021	$1,266.00	$2,100	$35,000 Land $4,900 Building $30,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790117022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1993–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2015, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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