45015 Lowe Rd, Callahan, FL 32011 Property Records

Nassau County property record for 45015 Lowe Rd, Callahan, FL 32011 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,595 sqft Living Area
Lot Size	290,981 sqft (6.68 acres)
Occupancy	Owner Occupied
Last Sale	$222,000 (2016)
Tax Bill	$1,741.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-2N-25-3060-0005-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,595 sqft Living Area
Gross Area	2,297 sqft Gross Area
1st Floor	1,595 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	290,981 sqft (6.68 acres)
Garage Type	Attached Garage
Garage Area	702 sqft Garage
Deck Area	640 sqft Deck
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	45015 LOWE RD
City	CALLAHAN
State	FL
Zip	32011-4573
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 5 6 & 52 (S-1&S-2) & PT OF LOTS 10 & 27 S-4 IN OR 2021/1763 EX R/W IN OR 635/644 ESMT OR 1609/572 EAST CALLAHAN SUB PB 1/35
Legal Range	25E
Legal Township	02N
Legal Section	28
Legal Subdivision	EAST CALLAHAN SUB
Legal Block	10
Legal Lot Number	5
Jurisdiction	NASSAU FL
Minor Civil Division	CALLAHAN-HILLIARD
Census Blockgroup	2
Census Block	2019
Census Tract	50506

Owner

Source: Nassau County records · APN 28-2N-25-3060-0005-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45015 LOWE RD, CALLAHAN, FL 32011-4573
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2016 · Amount on Record
Deed Sale	Jan 05, 2016 · Amount on Record
Prior Sale	Nov 03, 2000 · Amount on Record
Deed Doc Number	2016244
Deed Book / Page	2021 / 1763
Prior Transfer Date	Aug 07, 2012
Prior Transfer Doc	0018571549
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45015 LOWE RD, CALLAHAN, FL 32011-4573
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45015 LOWE RD, CALLAHAN, FL 32011-4573

Mortgage

Document Number	0023850650
Date	Aug 19, 2020
Book Page	2385/650
Instrument	202045025980

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,741.00 (+1.69%) Homeowner's exemption	$153,807 (+2.9%)	$342,271 (+10.1%) Land $130,260 Building $212,011
2024	$1,712.00 (+9.88%) Homeowner's exemption	$149,472 (+8.71%)	$310,881 (+14.46%) Land $106,880 Building $204,001
2023	$1,558.00 (+11.84%) Homeowner's exemption	$137,496 (+3%)	$271,615 (+6.85%) Land $106,880 Building $164,735
2022	$1,393.00 Homeowner's exemption	$133,491	$254,196 Land $120,240 Building $133,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 654 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.