45015 Dunbarton Dr, Novi, MI 48375 Property Records

Oakland County property record for 45015 Dunbarton Dr, Novi, MI 48375

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,894 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-27-377-001`

Property Details

APN / Parcel Number

Primary APN	`50-22-27-377-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,894 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	112 ft deep x 88 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45015 DUNBARTON DR
City	NOVI
State	MI
Zip	48375-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	T1N, R8E, SEC 27 DUNBARTON PINES SUB NO 1 LOT 60
Legal Range	08E
Legal Township	01N
Legal Section	27
Legal Subdivision	DUNBARTON PINES SUB
Legal Lot Number	60
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	4
Census Block	4006
Census Tract	136300

Owner

45015 Dunbarton Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Oakland County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45015 DUNBARTON DR, NOVI, MI 48375-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FINANCIAL CU
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000143695
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 29, 2026
Property Address	45015 DUNBARTON DR, NOVI, MI 48375-3809
Document Number	0000143695
Book / Page	61589 / 855
Instrument Date	Sep 25, 2026
Instrument	2026143695
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	45015 DUNBARTON DR, NOVI, MI 48375-3809

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	45015 DUNBARTON DR, NOVI, MI 48375-3809
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45015 DUNBARTON DR, NOVI, MI 48375-3809

Mortgage

Document Number	0000372492
Date	Apr 26, 2022
Book Page	57716/218
Instrument	372492

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	45015 DUNBARTON DR, NOVI, MI 48375-3809
Document Number	0000152112
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45015 DUNBARTON DR NOVI MI 483753809, NOVI, MI 48375-3809

Mortgage

Document Number	0000152112
Date	Aug 3, 2020
Book Page	054597/000805
Instrument	152112

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Aug 2, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	45015 DUNBARTON DR, NOVI, MI 48375-3809
Document Number	0000169896
Book / Page	051063 / 000773
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45015 DUNBARTON DR NOVI MI 483753809, NOVI, MI 48375-3809

Mortgage

Document Number	0000169896
Date	Sep 12, 2017
Book Page	051063/000773
Instrument	169896

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 45015 Dunbarton Dr was $4,626 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Northville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,626.00
2023	$4,908.00 (+8.03%) Homeowner's exemption	$203,740	$407,480
2022	$4,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45015 Dunbarton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45015 Dunbarton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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