45013 Meadow St, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 45013 Meadow St, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,750 sqft · built 2021
Lot Size	0.225 acres (9,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$614,857 (Dec 2021)
Tax Bill	$7,218 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-181070`

Property Details

APN / Parcel Number

Primary APN	`03-181070`
Alternative APN	`181070`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,750 sqft Total Area
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,796 sqft (0.225 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	181070
Street Address	45013 MEADOW ST
City	LEONARDTOWN
State	MD
Zip	20650-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-M
Legal Description	LOT 14 PHASE 2 THE MEADOWS AT TOWN RUN
Legal Subdivision	TOWN RUN
Legal Phase	2
Legal Lot Number	14
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1055
Census Tract	875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45013 MEADOW ST, LEONARDTOWN, MD 20650-5919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Book / Page	6022 / 392
Record Updated	Oct 29, 2026

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 21, 2021
Property Address	45013 MEADOW ST, LEONARDTOWN, MD 20650-5919
Document Number	0060220392
Book / Page	6022 / 392
Map Reference	LB 78 FO 43
Instrument Date	Dec 16, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2023
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,922.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45013 MEADOW STREET, LEONARDTOWN, MD 20650-5919

Mortgage

Document Number	0006022398
Date	Dec 21, 2021
Instrument	6022/398

Lender

Name	GIAP THANH NGUYEN ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Municipality	Leonardtown Town
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,600 (+4.32%)	$675,200 (+12.95%) Land $107,100 Building $568,100
2025	$7,218.00 (+4.64%) Homeowner's exemption
2023	$6,898.00	$597,800 Land $102,000 Building $495,800	$597,800 Land $102,000 Building $495,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LEONARDTOWN serves 5,000 people · EPA ID MD0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20