Frederick County property record for 4501 Valley View Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 1965 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,816 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-135500 |
| Primary APN | 03-135500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 418 sqft |
| Deck Area | 480 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 135500 |
|---|---|
| Street Address | 4501 VALLEY VIEW RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T 5.46 AC S/S VALLEY VIEW RD. NR. MIDDLETOWN |
| Legal Subdivision | VALLEY VIEW ESTATES SEC I |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4501 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 24, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4501 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0154210360 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 15421/360 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 115 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4501 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8604 |
| Document Number | 0121550023 |
| Book / Page | 012155 / 000023 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4501 VALLEY VIEW RD MIDDLETOWN MD 217698604, MIDDLETOWN, MD 21769-8604 |
| Document Number | 0121550023 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 012155/000023 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,400 (+40.91%) Land $102,500 Building $229,900 | $332,400 (+40.91%) Land $102,500 Building $229,900 | |
| 2025 | $3,816.00 (+31.04%) | ||
| 2023 | $2,912.00 | $235,900 Land $75,600 Building $160,300 | $235,900 Land $75,600 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1988–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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