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4501 Summit Ave, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4501 Summit Ave, Chattanooga, TN 37415 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Architecture StyleRanch
Year BuiltBuilt 1995
Square Footage2,285 sqft Living Area
Lot Size104,544 sqft (2.4 acres)
OccupancyOwner Occupied
Last Sale$486,000 (2020)
Tax Bill$2,413.00 (2025)

Property Details

APN / Parcel Number

Primary APN109H B 021.03
Alternative APN
  • 0000035058

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,285 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area104,544 sqft (2.4 acres)
Depth X Width225 ft x 225 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000035058
Old Parcel Number109H B02103
Street Address4501 SUMMIT AVE
CityCHATTANOOGA
StateTN
Zip37415-2147
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 4 JAMES HALL SUB PB 41 PG 127 REV 50-129 REV 71-57 OUT OF 109H-B-21 FOR 1986 & LT 1 MOORE TRACE SUB PB 57 PG 373
Legal SubdivisionJAMES HALL SUB
Legal Lot Number4
JurisdictionHAMILTON TN
Minor Civil Division2
Census Blockgroup3
Census Block3003
Census Tract10600

Owner

Source: Hamilton County records · APN 109H B 021.03

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4501 SUMMIT AVE, CHATTANOOGA, TN 37415-2147
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAPITAL INC
Dec 08, 2020Deed of Trust, Mortgage · Line of Credit
PINNACLE BK
Oct 01, 2020Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2020 · Amount on Record
Deed SaleOct 01, 2020 · Amount on Record
Prior SaleJan 30, 2014
Deed Doc Number2020100100275
Deed Book / Page12174 / 919
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4501 SUMMIT AVE, CHATTANOOGA, TN 37415-2147
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000275
DateSep 01, 2021
Book Page12635/9
Instrument2021090100275
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4501 SUMMIT AVE, CHATTANOOGA, TN 37415-2147
Document Number1215000302
Instrument DateDec 08, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4501 SUMMIT AVE CHATTANOOGA TN 374152147, CHATTANOOGA, TN 37415-2147

Mortgage

Document Number1215000302
DateDec 15, 2020
Book Page012276/000513
Instrument201215000302
Lender
NamePINNACLE BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 01, 2020
Property Address4501 SUMMIT AVE, CHATTANOOGA, TN 37415-2147
Document Number1001000275
Book / Page012174 / 000919
Instrument DateSep 30, 2020
Instrument201001000275
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
Tax$1,798.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4501 SUMMIT AVE CHATTANOOGA TN 374152147, CHATTANOOGA, TN 37415-2147

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,413.00 (+0.75%)$159,225 (+48.74%)$636,900 (+48.74%) Land $91,900 Building $545,000
2024$2,395.00 (-43.67%)$107,050 (-)$428,200 (-) Land $81,100 Building $347,100
2023$4,252.00 (+17.72%)$107,050 (-)$428,200 (-) Land $81,100 Building $347,100
2022$3,612.00$107,050$428,200 Land $81,100 Building $347,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire LikelihoodAbout 1 in 1,031 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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