Lee County property record for 4501 Smugglers Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 2017 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Mar 2021) |
| Tax Bill | $11,283 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-17-00003.0100 |
| Primary APN | 05-45-21-17-00003.0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 3,115 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 196 sqft |
| Carport | Carport |
| Carport Area | 196 sqft |
| Pool Area | 698 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 396 sqft |
| Patio Area | 570 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003578 |
|---|---|
| Street Address | 4501 SMUGGLERS DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | N END CAPTIVA IS PB 1 PG 61 PT LOT 3 AS DESC IN OR 918 PG 651 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 17 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 80100 |
Source: Lee County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 BRIXHAM DR, CHESTERFIELD, MO 63017-3034 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2015 · Amount on Record |
| Deed Document Number | 202198501 |
| Prior Transfer Date | Sep 1, 2015 |
| Prior Transfer Doc | 0000199531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4501 SMUGGLERS DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000229568 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 2019000229568 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FORT MYERS, FL 33919 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $648,767 (+1%) | $1,253,635 (+16%) Land $114,925 Building $1,138,710 | |
| 2025 | $11,283.00 (+20.04%) | $589,788 (-26.52%) | $1,080,761 (+34.65%) Land $119,017 Building $961,744 |
| 2023 | $9,399.00 (+15.59%) | $802,658 (+27.53%) Land $117,833 Building $684,825 | $802,658 (+27.53%) Land $117,833 Building $684,825 |
| 2022 | $8,131.00 | $629,399 Land $132,500 Building $496,899 | $629,399 Land $132,500 Building $496,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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