4501 Rocky River Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 4501 Rocky River Rd, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,484 sqft · built 1950
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Apr 2008)
Tax Bill$1,195 (2023)
Flood ZoneZone X (minimal risk)
APN5528 37 9515

Property Details

APN / Parcel Number

Primary APN5528 37 9515
Alternative APNs
  • 01002 0003.200000
  • 56985

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,484 sqft Living Area
Gross Area1,556 sqft
1st Floor Area1,484 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area59,242 sqft (1.36 acres)
Lot Dimensions510 ft deep x 120 ft wide

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area72 sqft
Shed1 Shed
Shed Area144 sqft
Storage Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number56985
Street Address4501 ROCKY RIVER RD
CityCONCORD
StateNC
Zip28027-7177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 2 S C PHARR ESTATE
Legal SubdivisionJACKSON HEIGHTS
Legal Lot Number2
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group1
Census Block1027
Census Tract41503

Owner

4501 Rocky River Rd is owned by two individuals who acquired it in January 2013.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4515 ROCKY RIVER RD, CONCORD, NC 28027-7177
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2008 · Amount on File
Deed SaleApr 14, 2008 · Amount on File
Prior SaleNov 20, 2006 · Amount on File
Deed Book / Page8178 / 195
Last Transfer DateJan 1, 2013
Transfer Doc0001061178
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,200 (-) Land $60,000 Building $199,200
2025$259,200 Land $60,000 Building $199,200
2024$259,200 (+73.66%) Land $60,000 Building $199,200
2023$1,195.00$149,260 Land $49,000 Building $100,260$149,260 Land $49,000 Building $100,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4501 Rocky River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims7 (2008–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4501 Rocky River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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