Niagara County and Cambria Town property record for 4501 Ridge Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 1,728 sqft · built 1890 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,500 (Dec 2022) |
| Tax Bill | $6,858 (2026) |
| Deeds & Mortgages | Feb 2023 Transfer Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 79.00-1-7 |
| Primary APN | 292000 79.00-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 173 ft deep x 157 ft wide |
| Garage Type | Detached |
| Garage Area | 1,600 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4501 RIDGE RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | 40 14 7 |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 24303 |
4501 Ridge Rd is owned and occupied by two individuals who acquired it in February 2023.
Source: Niagara County and Cambria Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Correction Deed |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Deed Document Number | 202224562 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0000002174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Feb 10, 2023 |
| Property Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Document Number | 0000002174 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023-02174 |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Dec 21, 2022 |
| Property Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Document Number | 0000004562 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2022-24562 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $882.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Name | Verified Name |
|---|---|
| Address | 4501 RIDGE RD, LOCKPORT, NY 14094-9731 |
| Document Number | 0000004563 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022-24563 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 4501 Ridge Rd was $6,858 with a homeowner's exemption, up 6.5% from the year before.
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Wilson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,858.00 (+6.54%) Homeowner's exemption | ||
| 2025 | $6,437.00 | $313,000 Land $26,300 Building $286,700 | $313,000 Land $26,300 Building $286,700 |
| 2023 | $272,100 Land $26,300 Building $245,800 | $272,100 Land $26,300 Building $245,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4501 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4501 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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