St. Louis County property record for 4501 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,548 sqft · built 1973 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,456 (2026) |
| Deeds & Mortgages | May 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2950-01460 |
| Primary APN | 010-2950-01460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Gross Area |
| 1st Floor Area | 1,548 sqft |
| Basement Area | 657 sqft |
| Finished Basement | 657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1165353 |
|---|---|
| Street Address | 4501 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15, EXCEPT THE EASTERLY 20 FEET AND ALLOF LOT 16, BLOCK 10, INCLUDING THE S1/2 OFTHE ABUTTING ALLEY. SERIAL # |
| Legal Subdivision | LOEBS ADD TO LAKESIDE DULUTH |
| Legal Block | 10 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 600 |
Source: St. Louis County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4501 OTSEGO ST, DULUTH, MN 55804-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2024 |
| Transfer Doc | 0001078941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 1, 2024 |
| Property Address | 4501 OTSEGO ST, DULUTH, MN 55804-1540 |
| Document Number | 0001078941 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 1078941 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4501 OTSEGO ST, DULUTH, MN 55804-1540 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,456.00 (-71.83%) Homeowner's exemption | ||
| 2025 | $5,168.00 (+0.54%) Homeowner's exemption | $411,900 (+6.38%) Land $61,000 Building $350,900 | $411,900 (+6.38%) Land $61,000 Building $350,900 |
| 2024 | $5,140.00 | $387,200 (+14.9%) Land $58,800 Building $328,400 | $387,200 (+14.9%) Land $58,800 Building $328,400 |
| 2022 | $337,000 Land $44,000 Building $293,000 | $337,000 Land $44,000 Building $293,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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