4501 NORWOOD ST DULUTH MN 558041116, DULUTH, MN 55804-1116
Mortgage
Document Number
00T1014437
Date
Aug 29, 2019
Instrument
T1014437
Lender
Name
NORTH SHORE FCU
Type
Credit Union
Address
SILVER BAY, MN 55614
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Aug 28, 2039
August 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST LOUIS MN
Property Address
4501 NORWOOD ST, DULUTH, MN 55804-1116
Document Number
0T10144370
Instrument Date
Aug 27, 2019
Transaction Type
Mortgage
Record Updated
Nov 26, 2019
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
4501 NORWOOD ST DULUTH MN 558041116, DULUTH, MN 55804-1116
Mortgage
Document Number
0T10144370
Date
Aug 29, 2019
Instrument
T10144370
Lender
Name
NORTH SHORE FCU
Type
Credit Union
Address
SILVER BAY, MN 55614
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Aug 28, 2039
August 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST LOUIS MN
Recording Date
Aug 28, 2018
Property Address
4501 NORWOOD ST, DULUTH, MN 55804-1116
Document Number
00A1001993
Instrument Date
Aug 27, 2018
Instrument
A1001993
Transaction Type
Transfer
Record Updated
Sep 12, 2018
Title Company
NORTH SHORE TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,155.00
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
4501 NORWOOD ST DULUTH MN 558041116, DULUTH, MN 55804-1116
Mortgage
Document Number
A1001994
Date
Aug 28, 2018
Instrument
A1001994
Lender
Name
NATIONAL BK/COMMERCE
Type
Bank
Address
SUPERIOR, WI 54880
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 27, 2048
July 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST LOUIS MN
Property Address
4501 NORWOOD ST, DULUTH, MN 55804-1116
Document Number
000T987720
Instrument Date
Jul 20, 2017
Transaction Type
Mortgage
Record Updated
Jan 10, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4501 NORWOOD ST DULUTH MN 558041116, DULUTH, MN 55804-1116
Mortgage
Document Number
000T987720
Date
Jul 26, 2017
Instrument
T987720
Lender
Name
HARBOR POINTE CU
Address
DULUTH, MN 55802
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Jul 25, 2022
Interest
Rate Type
Adjustable Rate
July 2017: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
ST LOUIS MN
Recording Date
Jul 10, 2017
Property Address
4501 NORWOOD ST, DULUTH, MN 55804-1116
Document Number
000T986939
Instrument Date
Jun 20, 2017
Instrument
T986939
Transaction Type
Transfer
Record Updated
Jul 26, 2017
Title Company
NOT AVAILABLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4501 NORWOOD ST DULUTH MN 558041116, DULUTH, MN 55804-1116
Tax Assessment & Valuation
The 2026 property tax bill for 4501 Norwood St was $8,250 with a homeowner's exemption, up 7.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
Property Jurisdictions
Type
Name
State
Minnesota
County
St. Louis County
Municipality
Duluth City
Unified School District
Duluth Public School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$8,250.00 (+7.09%)Homeowner's exemption
2025
$7,704.00 (+14.99%)Homeowner's exemption
$584,700 (+6.1%)Land $134,500Building $450,200
$584,700 (+6.1%)Land $134,500Building $450,200
2024
$6,700.00
$551,100Land $129,900Building $421,200
$551,100Land $129,900Building $421,200
2022
$435,500Land $80,000Building $355,500
$435,500Land $80,000Building $355,500
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4501 Norwood St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2013)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Apr 2013 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4501 Norwood St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
Duluth serves 86,859 people · EPA ID MN1690011
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
8 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Oct 2017
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025