4501 Graves Ct, Champaign, IL 61822 Property Records

Champaign County property record for 4501 Graves Ct, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.363 acres (15,818 sqft)
Owner2 Trust Names on File
Last Sale$342,000 (Aug 2018)
Tax Bill$11,241 (2024)
Deeds & MortgagesSep 2020 Line of Credit
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-20-20-426-018

Property Details

APN / Parcel Number

Primary APN03-20-20-426-018

Exterior

Lot Area15,818 sqft (0.363 acres)

Location & Zoning

Street Address4501 GRAVES CT
CityCHAMPAIGN
StateIL
Zip61822-8597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 711 IRONWOOD 7
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 7
Legal Lot Number711
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1033
Census Tract1205

Owner

4501 Graves Ct is owner-occupied and held in a trust since June 2025.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Trust Names on File
Mailing Address4501 GRAVES CT, CHAMPAIGN, IL 61822-8597
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Construction Loan · Line of Credit
MARINE BK
Aug 28, 2018Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2018 · Amount on File
Deed SaleAug 28, 2018 · Amount on File
Prior SaleJul 30, 2013
Deed Document Number201815059
Last Transfer DateJun 11, 2025
Transfer Doc0000008564
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Recording DateSep 10, 2020
Property Address4501 GRAVES CT, CHAMPAIGN, IL 61822-8597
Document Number0000018253
Instrument DateSep 1, 2020
Instrument18253
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2020
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3805 OBSIDIAN DR CHAMPAIGN IL 61822, CHAMPAIGN, IL 61822

Mortgage

Document Number0000018253
DateSep 10, 2020
Instrument18253
Lender
NameMARINE BK
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 28, 2018
Property Address4501 GRAVES CT, CHAMPAIGN, IL 61822-8597
Document Number0000015059
Map ReferenceDOC2000R05843
Instrument DateAug 21, 2018
Instrument2018R15059
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4501 GRAVES CT, CHAMPAIGN, IL 61822-8597

Mortgage

Document Number0000015060
DateAug 28, 2018
Instrument2018R15060
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$155,820 Land $28,900 Building $126,920$467,460 Land $86,700 Building $380,760
2024$11,241.00
2022$10,088.00 Homeowner's exemption Senior Citizen's exemption$119,200 Land $22,110 Building $97,090$357,600 Land $66,330 Building $291,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4501 Graves Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4501 Graves Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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