4501 Cottage, Fl 1, Oxford, MS 38655 Property Records

Lafayette County property record for 4501 Cottage, Fl 1, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,806 sqft · built 2016
Lot Size0.028 acres (1,254 sqft)
OwnerIndividual Name on File
Tax Bill$4,206 (2025)
Flood ZoneZone AE (high risk)
APN138N-33-023.78

Property Details

APN / Parcel Number

Primary APN138N-33-023.78
Alternative APN
  • 37509

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,642 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area1,254 sqft (0.028 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number37509
Street Address4501 COTTAGE, 1
CityOXFORD
StateMS
Zip38655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 4501 & 1.315% OF COMMON AREA COTTAGES AT HOOPER HOLLOW
Legal Range03W
Legal Township08S
Legal Section33
Legal Unit4501
JurisdictionLAFAYETTE MS
Township / Civil Division5
Census Block Group2
Census Block2017
Census Tract950203

Owner

4501 Cottage, Fl 1, a single family home, is owned by an individual.

Source: Lafayette County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1645 VILLAGE CENTER CIR, 200, LAS VEGAS, NV 89134-6372
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4501 Cottage, Fl 1 was $4,206.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,206.00$32,333$215,550 Land $25,000 Building $190,550
2023$3,392.00$26,073$173,820 Land $25,000 Building $148,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4501 Cottage, Fl 1 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4501 Cottage, Fl 1 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000

Nearby Properties on Cottage

Nearby Streets

Search Property Records by Address or Parcel Number