45005 Vine Cliff St, Temecula, CA 92592 Property Records

Riverside County property record for 45005 Vine Cliff St, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,279 sqft · built 2004
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$304,000 (Jul 2009)
Tax Bill$10,284 (2025)
Deeds & MortgagesMar 2017 Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN966-360-005

Property Details

APN / Parcel Number

Primary APN966-360-005
Alternative APN
  • 952750005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,279 sqft Living Area
Gross Area4,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area801 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number966360005
Old Parcel Number952750005
Street Address45005 VINE CLIFF ST
CityTEMECULA
StateCA
Zip92592-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.17 ACRES M/L IN LOT 5 MB 336/039 TR 29554-4
Legal SubdivisionTRACT 29554 4
Legal Tract29554-4
Legal Lot Number5
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1047
Census Tract43203

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address45005 VINE CLIFF ST, TEMECULA, CA 92592-5514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2017Deed of Trust, Mortgage · VA Mortgage
JPMORGAN CHASE BANK NA
Dec 14, 2017Deed of Trust, Mortgage · VA Mortgage
BOKF NA
Oct 14, 2020Deed of Trust, Mortgage · VA Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2009 · Amount on Record
Deed SaleJul 7, 2009 · Amount on Record
Prior SaleMay 29, 2008 · Amount on Record
Deed Document Number2009-0347278
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45005 VINE CLIFF ST, TEMECULA, CA 92592-5514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118356
DateMar 23, 2017
Instrument2017-0118356
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressTEMECULA, CA 92592
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45005 VINE CLIFF ST, TEMECULA, CA 92592-5514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000523796
DateDec 14, 2017
Instrument2017-0523796
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45005 VINE CLIFF ST, TEMECULA, CA 92592-5514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45005 VINE CLIFF ST, TEMECULA, CA 92592-5514

Mortgage

Document Number0000492115
DateOct 14, 2020
Instrument2020-0492115
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,284.00 (+11.83%)$709,240 (+18.84%) Land $174,085 Building $535,155
2023$9,196.00 (+1.57%)$596,799 Land $167,326 Building $429,473
2022$9,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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