4500 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4500 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,216 sqft · built 1993
Lot Size	0.15 acres (6,551 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Apr 2019)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-054479`

Property Details

APN / Parcel Number

Primary APN	`08-054479`
Alternative APNs	`8054479` `054479`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Total Area
Basement Area	414 sqft
Finished Basement	414 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,551 sqft (0.15 acres)
Porch	Slab
Porch Area	456 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054479
Street Address	4500 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3149
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 401- 0.1504 ACS 4500 WHETSTONE CT 36-23/ ROBERTS FIELD SC 2 PLT A
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	401
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4500 WHETSTONE CT, HAMPSTEAD, MD 21074-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Apr 11, 2019	Grant Deed, Transfer · Conventional with PMI APEX HM LNS
Jul 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	Nov 25, 2003 · Amount on Record
Deed Book / Page	9262 / 497
Prior Transfer Date	Jul 12, 2018
Prior Transfer Doc	0090680172
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4500 WHETSTONE CT, HAMPSTEAD, MD 21074-3149
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109520138
Date	Dec 21, 2022
Book Page	10952/138

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4500 WHETSTONE CT, HAMPSTEAD, MD 21074-3149
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102890172
Date	May 26, 2021
Book Page	10289/172

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4500 WHETSTONE CT, HAMPSTEAD, MD 21074-3149
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103540110
Date	Jul 2, 2021
Book Page	10354/110

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 11, 2019
Property Address	4500 WHETSTONE CT, HAMPSTEAD, MD 21074-3149
Document Number	0092620497
Book / Page	009262 / 000497
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	TERRAIN TITLE ESCROW COMPANY LLC, TERRAIN TITLE ESCROW CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4500 WHETSTONE CT HAMPSTEAD MD 210743149, HAMPSTEAD, MD 21074-3149

Mortgage

Document Number	92620504
Date	Apr 11, 2019
Book Page	009262/000504

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 18, 2018
Property Address	4500 WHETSTONE CT, HAMPSTEAD, MD 21074-3149
Document Number	0090680172
Book / Page	009068 / 000172
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 HIGH ACRE DR #214 WESTMINSTER MD 211576573, 214, WESTMINSTER, MD 21157-6573

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,767 (+3.16%)	$300,100 (+9.49%) Land $110,000 Building $190,100
2025	$3,734.00 (+14.82%)	$274,100 (+13.78%) Land $90,000 Building $184,100	$274,100 (-) Land $90,000 Building $184,100
2023	$3,252.00	$240,900	$274,100 Land $90,000 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Quantum Telecommunications.

Nearby Properties on Whetstone Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures