4500 Walnut Bottom Rd, Swanton, MD 21561 Property Records

Garrett County property record for 4500 Walnut Bottom Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1902
Lot Size	2.59 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jan 2022)
Tax Bill	$1,589 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-091367`

Property Details

APN / Parcel Number

Primary APN	`01-091367`
Alternative APN	`091367`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Roof Material	Metal
Lot Area	112,820 sqft (2.59 acres)
Porch	Slab
Porch Area	168 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	091367
Street Address	4500 WALNUT BOTTOM RD
City	SWANTON
State	MD
Zip	21561-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.59 AC W/S WALNUT BOTTOM RD BETHEL
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	2
Census Block	2006
Census Tract	400

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHESSIE FCU
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHESSIE FCU
Jan 6, 2022	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Deed Book / Page	2384 / 476
Prior Transfer Date	Jan 4, 2022
Prior Transfer Doc	0023840476
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513

Mortgage

Document Number	0024810107
Date	Apr 3, 2023
Book Page	2481/107

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 24, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513

Mortgage

Document Number	0024250056
Date	Jun 21, 2022
Book Page	2425/56

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2032

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 6, 2022
Property Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513
Document Number	0023840476
Book / Page	2384 / 476
Map Reference	MB 1 PG 111
Instrument Date	Jan 4, 2022
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 WALNUT BOTTOM RD, SWANTON, MD 21561-1513

Mortgage

Document Number	0002384482
Date	Jan 6, 2022
Instrument	2384/482

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,589.00 (+37.46%)	$137,500 (+41.9%)	$178,100 (-) Land $24,800 Building $153,300
2025	$1,156.00 (+73.05%)	$96,900 (+77.15%)	$178,100 (+216.34%) Land $24,800 Building $153,300
2023	$668.00	$54,700	$56,300 Land $21,700 Building $34,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1985–1996)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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