4500 Thomas Lake Cir, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4500 Thomas Lake Cir, Eagan, MN 55122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,924 sqft · built 1957
Lot Size	1.82 acres (79,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,000 (Jul 2019)
Tax Bill	$10,436 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-72925-01-020`

Property Details

APN / Parcel Number

Primary APN	`10-72925-01-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,924 sqft Living Area
Gross Area	5,012 sqft
1st Floor Area	3,924 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	79,275 sqft (1.82 acres)
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4500 THOMAS LAKE CIR
City	SAINT PAUL
State	MN
Zip	55122-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGAR BLUFFS 2 1 LOT 2 BLK 1 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A
Legal Subdivision	SUGAR BLUFFS
Legal Block	1
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	3
Census Block	3000
Census Tract	60733

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4500 THOMAS LAKE CIR, SAINT PAUL, MN 55122-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Dec 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 10, 2019	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20193314301
Last Transfer Date	Nov 5, 2019
Transfer Doc	0003345748
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4500 THOMAS LAKE CIR, EAGAN, MN 55122-3033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003408340
Date	Oct 22, 2020
Instrument	3408340

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Dec 27, 2019
Property Address	4500 THOMAS LAKE CIR, EAGAN, MN 55122-3033
Document Number	0003345748
Instrument Date	Nov 5, 2019
Instrument	3345748
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TITLESMART INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4500 THOMAS LAKE CIR, EAGAN, MN 55122-3033
Investor	Possibly a Property Investor

Mortgage

Document Number	0003345751
Date	Dec 27, 2019
Instrument	3345751

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 10, 2019
Property Address	4500 THOMAS LAKE CIR, EAGAN, MN 55122-3033
Document Number	0003314301
Instrument Date	Jul 1, 2019
Instrument	3314301
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$2,237.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4500 THOMAS LAKE CIR EAGAN MN 551223033, EAGAN, MN 55122-3033

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Sep 11, 2017
Property Address	4500 THOMAS LAKE CIR, EAGAN, MN 55122-3033
Document Number	0003211977
Instrument Date	Aug 30, 2017
Instrument	3211977
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	HOME TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,996.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 THOMAS LAKE CIR, SAINT PAUL, MN 55122-3033

Mortgage

Document Number	0003211978
Date	Sep 11, 2017
Instrument	3211978

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,436.00	$835,000 Land $344,500 Building $490,500	$835,000 Land $344,500 Building $490,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: CenturyLink.

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