St. Louis County property record for 4500 Spring Dr, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,602 sqft · built 1950 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $416,955 (Dec 2025) |
| Tax Bill | $3,464 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26H-14-0814 |
| Primary APN | 26H-14-0814 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,141 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 106 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 49 sqft |
| Deck Area | 120 sqft |
| Patio Area | 372 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4500 SPRING DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | ROTT LOT PT 8 |
| Legal Subdivision | ROTT |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 220001 |
4500 Spring Dr is owned and occupied by an individual who bought it in December 2025.
Source: St. Louis County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4500 SPRING DR, SAINT LOUIS, MO 63123-6632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Mar 24, 2023 | Warranty Deed, Transfer · Commercial Mortgage THREE DOORS FUNDING LLC |
| May 9, 2022 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on File |
| Deed Sale | Dec 30, 2025 · Amount on File |
| Prior Sale | Feb 21, 2024 · Amount on File |
| Deed Document Number | 202513 |
| Prior Transfer Date | Feb 13, 2024 |
| Prior Transfer Doc | 0000000332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 30, 2025 |
| Property Address | 4500 SPRING DR, SAINT LOUIS, MO 63123-6632 |
| Document Number | 2025123000013 |
| Map Reference | MB 7 PG 19 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025123000013 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 STATE SIKIRKWOOD ROAD, KIRKWOOD, MO 63122 |
| Name | Verified Name |
|---|---|
| Address | 4500 SPRING DR, SAINT LOUIS, MO 63123-6632 |
| Document Number | 2025123000014 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025123000014 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 24, 2023 |
| Property Address | 4500 SPRING DR, SAINT LOUIS, MO 63123-6632 |
| Document Number | 2023032400528 |
| Map Reference | MB 7 PG 19 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023032400528 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 434 OAKLAWN AVE, FREMONT, OH 43420-4706 |
| Name | Verified Name |
|---|---|
| Address | 4500 SPRING DR, SAINT LOUIS, MO 63123-6632 |
| Document Number | 2023032400529 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023032400529 |
| Name | THREE DOORS FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63122 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Sep 12, 2023 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 9, 2022 |
| Property Address | 4500 SPRING DR, SAINT LOUIS, MO 63123-6632 |
| Document Number | 2022050900088 |
| Map Reference | MB 7 PG 19 |
| Instrument Date | Mar 26, 2022 |
| Instrument | 2022050900088 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4500 SPRING DR, 4500, SAINT LOUIS, MO 63123-6632 |
| Name | Verified Name |
|---|---|
| Address | 434 OAKLAWN AVE, FREMONT, OH 43420-4706 |
The 2025 property tax bill for 4500 Spring Dr was $3,464, up 1.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,820 (-) Land $14,860 Building $36,960 | $272,700 (-) Land $78,200 Building $194,500 | |
| 2025 | $3,464.00 (+1.85%) | $51,820 Land $14,860 Building $36,960 | $272,700 Land $78,200 Building $194,500 |
| 2024 | $3,401.00 (+1.61%) | ||
| 2023 | $3,347.00 (+6.22%) | $46,860 (+24.56%) Land $9,140 Building $37,720 | $246,600 Land $48,100 Building $198,500 |
| 2022 | $3,151.00 | $37,620 Land $10,280 Building $27,340 | |
| 2021 | $198,000 Land $54,100 Building $143,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4500 Spring Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–1985) |
| Most Recent Claim | Mar 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4500 Spring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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