4500 S Osage St, Independence, MO 64055 Property Records

Jackson County property record for 4500 S Osage St, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,080 sqft · built 1966
Lot Size0.2 acres (8,709 sqft)
Owner2 Individual Names on File
Tax Bill$2,067 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-520-08-20

Property Details

APN / Parcel Number

Primary APN33-520-08-20
Alternative APNs
  • 33-520-08-20-00-0-00-000
  • 33520082000000001
  • 881263

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area624 sqft
Basement Area1,080 sqft
Finished Basement408 sqft
Unfinished Basement672 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,709 sqft (0.2 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number881263
Street Address4500 S OSAGE ST
CityINDEPENDENCE
StateMO
Zip64055-4649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY GARDENS LOT 435
Legal SubdivisionFAIRWAY GARDENS
Legal Block1
Legal Lot Number435
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1019
Census Tract12400

Owner

4500 S Osage St is owned by two individuals who acquired it in March 2016.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address4716 NE HOWSER LN, LEES SUMMIT, MO 64064-1655
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2016
Deed SaleMar 15, 2016
Prior SaleNov 12, 2015 · Amount on File
Deed Document Number2016E21818
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address4500 S OSAGE ST, INDEPENDENCE, MO 64055-4649
Document Number0000E72873
Instrument DateAug 18, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4716 NE HOWSER LN LEES SUMMIT MO 640641655, LEES SUMMIT, MO 64064-1655

Mortgage

Document Number0000E72873
DateAug 20, 2018
Instrument72873E
Lender
NameOAK STAR BK
TypeBank
AddressBOLIVAR, MO 65613
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4500 S Osage St was $2,067, down 26.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,127 (-) Land $5,031 Building $20,096$132,250 (-)
2025$2,067.00 (-26.26%)$25,127 Land $5,031 Building $20,096$132,250
2024$2,803.00 (+0.47%)
2023$2,790.00$35,000 Land $4,096 Building $30,904$184,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4500 S Osage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4500 S Osage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

Nearby Properties on S Osage St

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