Howard County property record for 4500 Rutherford Way, Dayton, MD 21036
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,192 sqft · built 1992 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $810,000 (Aug 2006) |
| Tax Bill | $11,380 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-412935 |
| Primary APN | 05-412935 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,192 sqft Total Area |
| Basement Area | 755 sqft |
| Finished Basement | 755 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Type | Built-in |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 644 sqft |
| Deck Area | 598 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 412935 |
|---|---|
| Street Address | 4500 RUTHERFORD WAY |
| City | DAYTON |
| State | MD |
| Zip | 21036-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRDEO |
| Legal Description | LOT 15 3.010 A 4500 RUTHERFORD WAY RUTHERFORD |
| Legal Subdivision | RUTHERFORD |
| Legal Lot Number | 15 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 605104 |
4500 Rutherford Way is owner-occupied and held in a trust since August 2006.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4500 RUTHERFORD WAY, DAYTON, MD 21036-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2006 · Amount on File |
| Deed Sale | Aug 18, 2006 · Amount on File |
| Prior Sale | Jul 28, 2004 · Amount on File |
| Deed Document Number | 200671825 |
| Deed Book / Page | 10193 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4500 RUTHERFORD WAY, DAYTON, MD 21036-1140 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0203210402 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 20321/402 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 4500 Rutherford Way was $11,380 with a homeowner's exemption, down 2.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,380.00 (-2.62%) Homeowner's exemption | $914,900 (+2.02%) | $951,100 (+6.05%) Land $326,200 Building $624,900 |
| 2025 | $11,686.00 Homeowner's exemption | $896,800 Land $296,200 Building $600,600 | $896,800 Land $296,200 Building $600,600 |
| 2023 | $762,933 | $896,800 Land $296,200 Building $600,600 | |
| 2022 | $7,836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4500 Rutherford Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4500 Rutherford Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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