4500 Ruby Ray Ct, Louisville, KY 40299 Property Records

Louisville/Jefferson County Metro Government property record for 4500 Ruby Ray Ct, Louisville, KY 40299

Property Summary

Property Type	Single Family Home
Lot Size	0.384 acres (16,740 sqft)
Owner	Individual Name on File
Last Sale	$622,000 (Dec 2021)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22407000580000`

Property Details

APN / Parcel Number

Primary APN	`22407000580000`
Alternative APNs	`407000580000` `02002618`

Exterior

Lot Area	16,740 sqft (0.384 acres)

Location & Zoning

Account Number	02002618
Street Address	4500 RUBY RAY CT
City	LOUISVILLE
State	KY
Zip	40299-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 0.3843 AC DOVE POINT ESTATES SEC.2 PB 59 PG 84
Legal Subdivision	DOVE POINT ESTATES
Legal Lot Number	58
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	3
Census Block	3007
Census Tract	11520

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4500 RUBY RAY CT, LOUISVILLE, KY 40299-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Aug 16, 2021
Deed Document Number	0012210169
Deed Book / Page	12210 / 169
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 1, 2021
Property Address	4500 RUBY RAY CT, LOUISVILLE, KY 40299-2007
Document Number	0000300166
Book / Page	D 12210 / 169
Map Reference	MB 59 PG 84
Instrument Date	Nov 30, 2021
Instrument	2021300166
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5454 NEW CUT RD, LOUISVILLE, KY 40214-4271

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4500 RUBY RAY CT, LOUISVILLE, KY 40299-2007

Mortgage

Document Number	0000300167
Date	Dec 1, 2021
Instrument	2021300167

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Aug 16, 2021
Property Address	4500 RUBY RAY CT, LOUISVILLE, KY 40299-2007
Document Number	0000204635
Book / Page	12108 / 893
Map Reference	MB 44 PG 7
Instrument Date	Aug 12, 2021
Instrument	2021204635
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	13011 TRUMP AVE, LOUISVILLE, KY 40299-8353

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,694.00 (-0.43%) Homeowner's exemption	$635,790 (+2.22%) Land $117,300 Building $518,490
2024			$635,790 (+2.22%) Land $117,300 Building $518,490
2023	$6,723.00 (+0.37%)	$622,000 (-) Land $115,900 Building $506,100	$622,000 (-) Land $115,900 Building $506,100
2022	$6,698.00	$622,000 Land $115,900 Building $506,100	$622,000 Land $115,900 Building $506,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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