4500 Ridgely Rd, Springfield, IL 62707 Property Records

Sangamon County property record for 4500 Ridgely Rd, Springfield, IL 62707

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20.0-401-024`

Property Details

APN / Parcel Number

Primary APN	`15-20.0-401-024`
Alternative APN	`15200401024 (CHECK DIGIT = 2)`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	15200401024
Street Address	4500 RIDGELY RD
City	SPRINGFIELD
State	IL
Zip	62707-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT W 1/2 NW 1/4 SE 1/4 20-16-4
Legal Range	04
Legal Township	16
Legal Section	20
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2019
Census Tract	3801

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4500 RIDGELY RD, SPRINGFIELD, IL 62707-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Apr 14, 2026
Property Address	4500 RIDGELY RD, SPRINGFIELD, IL 62707-3127
Document Number	0000006064
Instrument Date	Mar 24, 2026
Instrument	20266064
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 RIDGELY RD, SPRINGFIELD, IL 62707-3127

Mortgage

Document Number	0000006064,
Date	Apr 14, 2026
Instrument	20266064

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 4, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4500 RIDGELY RD, SPRINGFIELD, IL 62707-3127
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R11358
Date	Jun 11, 2019
Instrument	2019R11358

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,200.00 (+8.6%)	$110,497 (+22.84%) Land $18,244 Building $92,253	$331,491 (+22.84%) Land $54,732 Building $276,759
2022	$5,709.00 Homeowner's exemption	$89,952 Land $16,379 Building $73,573	$269,856 Land $49,137 Building $220,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR CRK PWD serves 754 people · EPA ID IL1675300
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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