4500 Neptune Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4500 Neptune Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,772 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Nov 2009)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2010-0260-0090`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2010-0260-0090`
Alternative APNs	`00156413` `156413`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,772 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	298 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	220 sqft
Porch	Porch
Porch Area	1,245 sqft
Deck Area	90 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00156413
Street Address	4500 NEPTUNE DR
City	HERNANDO BEACH
State	FL
Zip	34607-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 4 BLK 26 LOT 9 ORB 285 PG 720
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 4
Legal Block	26
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2025
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2010-0260-0090

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4500 NEPTUNE DR, HERNANDO BEACH, FL 34607-2945
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2009 · Amount on Record
Deed Sale	Nov 03, 2009 · Amount on Record
Prior Sale	Jul 23, 1997 · Amount on Record
Deed Document Number	200959035
Deed Book / Page	2696 / 152
Last Transfer Date	Apr 09, 2019
Transfer Doc	0037001001
Record Updated	Jun 08, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 07, 2019
Property Address	4500 NEPTUNE DR, HERNANDO BEACH, FL 34607-2945
Document Number	0037001001
Book / Page	003700 / 001001
Instrument Date	Apr 09, 2019
Instrument	27635
Transaction Type	Transfer
Record Updated	Jun 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4500 NEPTUNE DR HERNANDO BEACH FL 346072945, HERNANDO BEACH, FL 34607-2945

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+28.74%) Homeowner's exemption Widower's exemption	$167,708 (+5.99%)	$349,871 (-5.09%) Land $153,600 Building $196,271
2023		$158,235 Land $158,235
2022	$1,726.00		$368,619 Land $158,400 Building $210,219

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.