4500 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 4500 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,501 sqft · built 1908
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2021)
Tax Bill	$12,968 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2750-00040`

Property Details

APN / Parcel Number

Primary APN	`010-2750-00040`
Alternative APNs	`1111741` `801998`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,501 sqft Gross Area
1st Floor Area	1,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	502 sqft
Deck Area	137 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Geothermal

Location & Zoning

Account Number	801998
Street Address	4500 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF THE FOLLOWING DESCRIBEDPREMISES WHICH LIES SOUTHERLY OF A LINEDRAWN PARALLEL WITH AND DISTANT SOUTHERLY75 FEET
Legal Range	14W
Legal Township	49N
Legal Section	13
Legal Subdivision	DULUTH LANDS IN THE CITY IN PA
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

4500 Minnesota Ave is owned by two individuals who bought it in June 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2204 E 1ST ST, DULUTH, MN 55812-1805
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	20211042805
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	000T938887
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 28, 2021
Property Address	4500 MINNESOTA AVE, DULUTH, MN 55802-2563
Document Number	0001042805
Instrument Date	Jun 15, 2021
Instrument	1042805
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,343.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4500 MINNESOTA AVE, DULUTH, MN 55802-2563

Mortgage

Document Number	0001042806
Date	Jun 28, 2021
Instrument	1042806

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4500 Minnesota Ave was $12,968, up 4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,968.00 (+4.04%)
2025	$12,464.00 (+14.81%)	$887,000 (+6.1%) Land $363,400 Building $523,600	$887,000 (+6.1%) Land $363,400 Building $523,600
2024	$10,856.00	$836,000 Land $492,600 Building $343,400	$836,000 Land $492,600 Building $343,400
2022		$611,100 Land $238,300 Building $372,800	$611,100 Land $238,300 Building $372,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4500 Minnesota Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	MN-01 “Minnesota Point”
Unit Type	System Unit
Designated	Nov 16, 1990
NFIP Eligibility	Eligible (built 1908) built before the Nov 16, 1990 cutoff

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 Minnesota Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3