4500 May Rd, Cincinnatus, NY 13040 Property Records

Cortland County and Solon Town property record for 4500 May Rd, Cincinnatus, NY 13040

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,508 sqft · built 2000
Lot Size	32.3 acres (1,406,988 sqft)
Owner	Individual Name on File
Last Sale	$190,550 (Jul 2018)
Tax Bill	$7,951 (2026)
Deeds & Mortgages	Jan 2023 Refinance Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114000 101.00-02-05.000`

Property Details

APN / Parcel Number

Primary APN	`114000 101.00-02-05.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	1,406,988 sqft (32.3 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	544 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4500 MAY RD
City	CINCINNATUS
State	NY
Zip	13040-2167
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	CORTLAND NY
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3058
Census Tract	970100

Owner

4500 May Rd, a rural home, is owned and occupied by an individual who bought it in July 2018.

Source: Cortland County and Solon Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4500 MAY RD, CINCINNATUS, NY 13040-2167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Aug 12, 2020	Deed of Trust, Mortgage PARAGON HM LNS
Jul 26, 2018	Grant Deed, Transfer · Conventional with PMI PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Deed Document Number	20184253
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	4500 MAY RD, CINCINNATUS, NY 13040-2167
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000041
Date	Jan 5, 2023
Instrument	2023-00041

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	4500 MAY RD, CINCINNATUS, NY 13040-2167
Document Number	0000003728
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 MAY RD CINCINNATUS NY 130402167, CINCINNATUS, NY 13040-2167

Mortgage

Document Number	0000003728
Date	Aug 19, 2020
Instrument	3728

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2040

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CORTLAND NY
Recording Date	Jul 26, 2018
Property Address	4500 MAY RD, CINCINNATUS, NY 13040-2167
Document Number	0000004253
Instrument Date	Jul 25, 2018
Instrument	4253
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ACADEMY ST MARATHON NY 138033013, MARATHON, NY 13803-3013

Mortgage

Document Number	4254
Date	Jul 26, 2018
Instrument	4254

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4500 May Rd was $7,951, up 90.9% from the year before.

Source: Cortland County and Solon Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Solon Town
Unified School District	Cincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,951.00 (+90.95%)
2025	$4,164.00	$160,000 Land $43,500 Building $116,500	$301,887 Land $82,076 Building $219,811
2023	$4,051.00	$160,000 Land $43,500 Building $116,500	$266,667 Land $72,500 Building $194,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4500 May Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 May Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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