4500 Lucinda Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4500 Lucinda Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1974
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2018)
Tax Bill	$2,938 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-020-032-000`

Property Details

APN / Parcel Number

Primary APN	`045-020-032-000`
Alternative APNs	`0452032000` `0452032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Block
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4500 LUCINDA AVE
City	KEYES
State	CA
Zip	95328-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TEXERA
Legal Block	3
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3031
Census Tract	3002

Owner

4500 Lucinda Ave is owned and occupied by an individual who bought it in December 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4500 LUCINDA AVE, KEYES, CA 95328-9785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 18, 2018	Grant Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Dec 11, 2008 · Amount on File
Deed Document Number	201886161
Prior Transfer Date	Dec 15, 2008
Prior Transfer Doc	0000132236
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4500 LUCINDA AVE, KEYES, CA 95328-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500LUCINA AVE, KEYES, CA 95328-9785

Mortgage

Document Number	0000071246
Date	Sep 17, 2020
Instrument	2020-0071246

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 18, 2018
Property Address	4500 LUCINDA AVE, KEYES, CA 95328-9785
Document Number	0000086161
Instrument Date	Dec 14, 2018
Instrument	86161
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 LUCINDA AVE KEYES CA 953289785, KEYES, CA 95328-9785

Mortgage

Document Number	86162
Date	Dec 18, 2018
Instrument	86162

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4500 Lucinda Ave was $2,938, up 28.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,938.00 (+28.18%)	$223,546 (+25.25%) Land $108,091 Building $115,455
2025	$2,292.00	$178,477 Land $105,972 Building $72,505
2023	$2,178.00 (+1.63%)	$171,549 Land $101,858 Building $69,691
2022	$2,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4500 Lucinda Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 Lucinda Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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