Charles County property record for 4500 Ladybug Pl, #B, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,011 sqft · built 1964 |
| Lot Size | 0.363 acres (15,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Aug 2013) |
| Tax Bill | $9,336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-028176 |
| Primary APN | 08-028176 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,011 sqft Living Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 1,593 sqft |
| Basement Area | 418 sqft |
| Finished Basement | 418 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,800 sqft (0.363 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 028176 |
|---|---|
| Street Address | 4500 LADYBUG PL, B |
| City | WALDORF |
| State | MD |
| Zip | 20602-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 3 BLK C SEC 1 CHARLES CO GARDENS SUB |
| Legal Subdivision | CHARLES CO GARDENS SUB |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 850904 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4500 LADYBUG PL, B, WALDORF, MD 20602-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2013 · Amount on Record |
| Deed Sale | Aug 13, 2013 · Amount on Record |
| Prior Sale | Aug 21, 2002 · Amount on Record |
| Deed Book / Page | 8317 / 307 |
| Record Updated | Oct 29, 2026 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,300 (+24.05%) Land $118,400 Building $202,900 | $321,300 (+24.05%) Land $118,400 Building $202,900 | |
| 2025 | $9,336.00 (+150.36%) | ||
| 2023 | $3,729.00 | $259,000 Land $113,400 Building $145,600 | $259,000 Land $113,400 Building $145,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLES COUNTY GARDENS WATER private · serves 551 people · EPA ID MD0080008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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