Pinellas County property record for 4500 E Bay Dr, Unit 123, Clearwater, FL 33764
| Property Type | Condominium |
|---|---|
| Details | 925 sqft · built 1972 |
| Lot Size | 1.7 acres (74,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,000 (Aug 2005) |
| Tax Bill | $135 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-2115-5 |
| Primary APN | C62-000-764-2115-5 |
|---|---|
| Alternative APNs |
|
| Units | 57 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 74,301 sqft (1.7 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Screened Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R343903 |
|---|---|
| Street Address | 4500 E BAY DR, 123 |
| City | CLEARWATER |
| State | FL |
| Zip | 33764-5737 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ROYAL PINES CONDO BLDG B, UNIT 123 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | ROYAL PINES CONDO |
| Legal Tract | 77390 |
| Legal Block | 2 |
| Legal Lot Number | 1230 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 25414 |
Source: Pinellas County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4500 E BAY DR, 123B, CLEARWATER, FL 33764-6858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2005 · Amount on Record |
| Deed Sale | Aug 24, 2005 · Amount on Record |
| Prior Sale | Jan 27, 2004 · Amount on Record |
| Deed Document Number | 2005335970 |
| Deed Book / Page | 14552 / 994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4500 E BAY DR UNIT 123, 123, CLEARWATER, FL 33764-5737 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4500 E BAY DR, CLEARWATER, FL 33764-5737 |
| Document Number | 0227710727 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 22771/727 |
| Instrument | 2024098816 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135.00 (+35%) Homeowner's exemption | $32,112 (+5.99%) | $147,744 (-2.23%) Building $147,744 |
| 2023 | $100.00 (+19.05%) Homeowner's exemption | $30,298 (+3%) | $151,117 (+40.91%) Building $151,117 |
| 2022 | $84.00 Homeowner's exemption | $29,416 | $107,247 Building $107,247 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 15 (1979–2024) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.
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