4500 E Bay Dr, Unit 112, Clearwater, FL 33764 Property Records

Pinellas County property record for 4500 E Bay Dr, Unit 112, Clearwater, FL 33764

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 739 sqft · built 1972
Lot Size1.7 acres (74,301 sqft)
Owner2 Company Names on Record
Last Sale$110,000 (Jul 2022)
Tax Bill$2,205 (2025)
Deeds & MortgagesOct 2026 Sale
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-764-2104-9

Property Details

APN / Parcel Number

Primary APNC62-000-764-2104-9
Alternative APNs
  • 31-29-16-77390-001-1120
  • 291631773900011120
  • 162931773900011120
  • R343892

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units57 Units
Stories1 Story
Building Area739 sqft Living Area
1st Floor Area739 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area74,301 sqft (1.7 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR343892
Street Address4500 E BAY DR, 112
CityCLEARWATER
StateFL
Zip33764-5737
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionROYAL PINES CONDO BLDG A, UNIT 112
Legal Range16E
Legal Township29S
Legal Section31
Legal SubdivisionROYAL PINES CONDO
Legal Tract77390
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2032
Census Tract25414

Owner

Source: Pinellas County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13575 58TH ST N, 275, CLEARWATER, FL 33760-3740
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 2, 2022Warranty Deed, Transfer · FHA Mortgage
PATRICIA WHISSEL TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2022 · Amount on Record
Deed SaleJul 2, 2022 · Amount on Record
Prior SaleApr 15, 1998 · Amount on Record
Deed Document Number2022206934
Deed Book / Page22123 / 1920
Last Transfer DateMay 28, 2026
Transfer Doc0000261076
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateOct 1, 2026
Property Address4500 E BAY DR, 112, CLEARWATER, FL 33764-5737
Document Number0000261076
Book / Page23710 / 150
Instrument DateMay 28, 2026
Instrument2026261076
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 2, 2022
Property Address4500 E BAY DR UNIT 112, 112, CLEARWATER, FL 33764-5737
Document Number0221231920
Book / Page22123 / 1920
Map ReferenceMB 32 PG 83
Instrument DateJun 28, 2022
Instrument2022206934
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2117 INDIAN ROCKS RD S, 2117, LARGO, FL 33774-1037

Transferred To (Grantee/Buyer)

NameVerified Name
Address4500 E BAY DR UNIT 112, 112, CLEARWATER, FL 33764-5737

Mortgage

Document Number0221231922
DateJul 2, 2022
Instrument22123/1922
Lender
NamePATRICIA WHISSEL TRUST
TypePrivate Party
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (-1.78%)$116,145 (-2.17%) Building $116,145$116,145 (-2.17%) Building $116,145
2023$2,245.00$118,720 (+411.06%)$118,720 (+41%) Building $118,720
2022Homeowner's exemption$23,230$84,197 Building $84,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims15 (1979–2024)
Claims Outside the SFHA9 of 15
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Elena, Aug 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.

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