Pinellas County property record for 4500 E Bay Dr, #118, Clearwater, FL 33764
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1972 |
| Lot Size | 1.7 acres (74,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Jan 2021) |
| Tax Bill | $2,682 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-2110-6 |
| Primary APN | C62-000-764-2110-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 57 Units |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 74,301 sqft (1.7 acres) |
| View / Lot | Interior |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R343898 |
|---|---|
| Street Address | 4500 E BAY DR, 118 |
| City | CLEARWATER |
| State | FL |
| Zip | 33764-5737 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ROYAL PINES CONDO BLDG B, UNIT 118 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | ROYAL PINES CONDO |
| Legal Tract | 77390 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 25414 |
4500 E Bay Dr, #118 is owned and occupied by an individual who bought it in January 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4500 E BAY DR, 118, CLEARWATER, FL 33764-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Oct 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Nov 8, 2001 · Amount on File |
| Deed Document Number | 202116785 |
| Deed Book / Page | 21347 / 480 |
| Prior Transfer Date | Oct 6, 2017 |
| Prior Transfer Doc | 0197971760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 4500 E BAY DR UNIT 118, 118, CLEARWATER, FL 33764-5737 |
| Document Number | 0213470480 |
| Book / Page | 21347 / 480 |
| Map Reference | MB 4819 PG 1211 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2021016785 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | COAST TO COAST T&E SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 S SHERRILL ST, 147, TAMPA, FL 33609-1883 |
| Name | Verified Name |
|---|---|
| Address | 4500 E BAY DR UNIT 118, 118, CLEARWATER, FL 33764-5737 |
| Document Number | 0021347482 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 21347/482 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 4500 E BAY DR UNIT 118, 118, CLEARWATER, FL 33764-5737 |
| Document Number | 0197971760 |
| Book / Page | 019797 / 001760 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 305878 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1424 SAGEWOOD DR DESOTO TX 751157712, DESOTO, TX 75115-7712 |
The 2025 property tax bill for 4500 E Bay Dr, #118 was $2,682, up 9.2% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,682.00 (+9.2%) | $144,026 Building $144,026 | $144,026 Building $144,026 |
| 2024 | $2,456.00 (+3.24%) | ||
| 2023 | $2,379.00 (+19.01%) | $148,130 (+40.94%) | $148,130 (+40.94%) Building $148,130 |
| 2022 | $1,999.00 | $105,102 | $105,102 Building $105,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4500 E Bay Dr, #118 in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 15 (1979–2024) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4500 E Bay Dr, #118 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.
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