Tipton County property record for 4500 Drummonds Rd, Drummonds, TN 38023 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,364 sqft Living Area |
| Lot Size | 78,408 sqft (1.8 acres) |
| Garage | Unfinished, 500 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2026) |
| Tax Bill | $824.00 (2025) |
| Primary APN | 084094 02611 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,364 sqft Living Area |
| 1st Floor | 1,364 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 78,408 sqft (1.8 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Unfinished Garage |
| Garage Area | 500 sqft Garage |
| Porch Area | 716 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 144 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 4500 DRUMMONDS RD |
|---|---|
| City | DRUMMONDS |
| State | TN |
| Zip | 38023-6808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: Q61 |
| Legal Subdivision | RONESBURG |
| Legal Lot Number | 1 |
| Jurisdiction | TIPTON TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 40304 |
Source: Tipton County records · APN 084094 02611
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit PATRIOT BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN MTG SVC |
| Apr 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Feb 11, 2013 · Amount on Record |
| Deed Doc Number | 2026293723 |
| Deed Book / Page | 2130 / 941 |
| Prior Transfer Date | Dec 22, 2015 |
| Prior Transfer Doc | 0001673711 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jun 30, 2026 |
| Property Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Document Number | 0000293723 |
| Book / Page | 2130 / 941 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026293723 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,452.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Investor | Possibly a Property Investor |
| Document Number | 0000293724, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026293724 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jun 23, 2026 |
| Property Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Document Number | 0000293544 |
| Book / Page | 2130 / 104 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026293544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Document Number | 0000293544, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 2130/104 |
| Instrument | 2026293544 |
| Name | PATRIOT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jun 10, 2043 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Document Number | 1845227 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4500 DRUMMONDS RD DRUMMONDS TN 380236808, DRUMMONDS, TN 38023-6808 |
| Document Number | 1845227 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 001845/000227 |
| Instrument | 233538 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | ATOKA, TN 38004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 27, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 4500 DRUMMONDS RD, DRUMMONDS, TN 38023-6808 |
| Document Number | 1795617 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2019 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 4500 DRUMMONDS RD DRUMMONDS TN 380236808, DRUMMONDS, TN 38023-6808 |
| Document Number | 1795617 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 001795/000617 |
| Instrument | 222443 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | ATOKA, TN 38004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 21, 2039 |
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+3.78%) | $54,150 (-) Land $7,475 Building $46,675 | |
| 2023 | $54,150 Land $7,475 Building $46,675 | ||
| 2022 | $794.00 | ||
| 2020 | $216,600 Land $29,900 Building $186,700 |
4500 Drummonds Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Tipton County (47167C), updated August 28, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 28th in Tennessee |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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