Hunt County property record for 4500 Co Rd 4511, Commerce, TX 75428
| Property Type | Mobile Home |
|---|---|
| Details | 1,768 sqft · built 2015 |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,300 (Sep 2015) |
| Tax Bill | $1,572 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1256-0120-0000-30 |
| Primary APN | 1256-0120-0000-30 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,768 sqft Gross Area |
| 1st Floor Area | 1,768 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Lot Area | 1,089,000 sqft (25 acres) |
| Porch | Porch |
|---|---|
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Street Address | 4500 COUNTY ROAD 4511 |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-5416 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A1256 HARPER O M,TRACT 12, ACRES 25.0 |
| Legal Subdivision | HARPER O M |
| Legal Tract | 12 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960100 |
Source: Hunt County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4494 COUNTY ROAD 4511, COMMERCE, TX 75428-5250 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST |
| Oct 3, 2017 | Loan Modification, Mortgage GUARANTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2015 · Amount on Record |
| Deed Sale | Sep 22, 2015 · Amount on Record |
| Deed Document Number | 201511965 |
| Prior Transfer Date | Sep 18, 2015 |
| Prior Transfer Doc | 0000011965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 4494 COUNTY ROAD 4511, COMMERCE, TX 75428-5250 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013057 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021-13057 |
| Name | GUARANTY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 11, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 4494 COUNTY ROAD 4511, COMMERCE, TX 75428-5250 |
| Document Number | 0000014947 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4494 COUNTY ROAD 4511 COMMERCE TX 754285250, COMMERCE, TX 75428-5250 |
| Document Number | 0000014947 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 14947 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|
Source: Hunt County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,572.00 (-0.13%) | $88,420 (+4.24%) Land $15,920 Building $72,500 | $385,000 (+15.23%) Land $312,500 Building $72,500 |
| 2024 | $1,574.00 (-71.18%) | ||
| 2023 | $84,820 Land $13,220 Building $71,600 | $334,100 Land $262,500 Building $71,600 | |
| 2022 | $5,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039 |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
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