450 Winterberry Dr, Edgewood, MD 21040 Property Records

Harford County property record for 450 Winterberry Dr, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,908 sqft · built 1981
Lot Size	0.127 acres (5,535 sqft)
Owner	2 Individual Names on File
Last Sale	$111,900 (Jul 2003)
Tax Bill	$2,708 (2026)
Deeds & Mortgages	Oct 2009 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-104438`

Property Details

APN / Parcel Number

Primary APN	`01-104438`
Alternative APNs	`1104438` `104438`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,908 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,535 sqft (0.127 acres)
Lot Dimensions	123 ft deep x 32 ft wide
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104438
Street Address	450 WINTERBERRY DR
City	EDGEWOOD
State	MD
Zip	21040-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 397 58/32X123 AV 450 WINTERBERRY DRIVE WILLOUGHBY WOODS PT25/31
Legal Subdivision	WILLOUGHBY WOODS
Legal Lot Number	397
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2013
Census Tract	301602

Owner

450 Winterberry Dr is owned and occupied by two individuals who bought it in July 2003.

Source: Harford County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 WINTERBERRY DR, EDGEWOOD, MD 21040-3534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2003 · Amount on File
Deed Sale	Jul 14, 2003 · Amount on File
Prior Sale	Feb 19, 2003 · Amount on File
Deed Document Number	200320
Deed Book / Page	4728 / 433
Record Updated	Oct 29, 2026

October 2009: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	450 WINTERBERRY DR, EDGEWOOD, MD 21040-3534
Document Number	0140440056
Instrument Date	Oct 26, 2009
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 WINTERBERRY DR EDGEWOOD MD 210403534, EDGEWOOD, MD 21040-3534

Mortgage

Document Number	0140440056
Date	Aug 17, 2020
Book Page	014044/000056

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 450 Winterberry Dr was $2,708 with a homeowner's exemption, up 18.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,708.00 (+18.15%) Homeowner's exemption	$248,500 (+7%) Land $50,000 Building $198,500	$248,500 (-) Land $50,000 Building $198,500
2025	$2,292.00 Homeowner's exemption	$232,233	$248,500 Land $50,000 Building $198,500
2023		$199,700 Land $50,000 Building $149,700	$199,700 Land $50,000 Building $149,700
2022	$2,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Winterberry Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Winterberry Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880